Show avoid debts anil and credit cle dit from the inita L cr cred credit t often involves persons persona in bak spicy nud aud la Is most frequently at ilia root at 0 all Up ancia failure it itin involves VOI men in bondage which often iol biks ks destruction to char aels us a well as to their whole course courell cour elu au lar life only 1 the be free are tree free and ail no person in debt is free 01 all people on earll I 1 the saints should be the freest ana in order to fulfill the ot of their hearts us latter day saints they above all people should le fcc free from debt the lord has b as taugh this deop e to keep themselves themi elves tree free rum ruin all 0 callec and it Is as much a duty duly we owe to our famiie fam Uie to lo live within our medos and protect them from debt as it is to devote our bhea I 1 it e I 1 in other ways to their temporal aul ual progress and pi election in NO keeping out of debt and hu holding ourselves financially free are conditions upon which bulb both tempos aland and spiritual progress depends many good men have gone into ti bur bondage wage because of 0 the hie extravagant notions ci 0 their families they demand acm ind lel lellure lelii ure bure dres drewsand sand entertainment out or ali al proportion to lo the ilie family income come anea it is that the pernicious credit system carries them still farther u ul 1 I not only financial but also mural moral i uia stares them in the fac fabj debeh ing in lying stealing steal iop and jeneral demoralization moralization Atlon of the ibe character follow we have great need I 1 tu lu exercise economy in many ways to protect our from flu ancial bondage on the far faim to la in the matter matte of the purchase of carriages an I 1 machinery in tile the holbo la in dress food drink and ment it is besides bas ldes coming to be the fashion not only to visit constantly every pleasure resort and theatre during the season but also to grael aparto the east and to the west to lue ilia north end I 1 alie lie south to in search of entertainment and pc pleasure asure it require much of a political economist econom liti to predict ruin as the rc r sul ault of such a course especially where as iu ill most moat cases money for the purpose Is obtained on credit under the credit credith system too extravagance trava gance is multiplied tue are encouraged to overbuy and to carelessness aud indifference in the payment of their obligations hooee ty should be a characteristic of the people as t whole as well V eu as ot of the ibe individual and where much credit Is 19 |