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Show Page 8 tHIfe Nephi, Utah tEtmesrNefoa Wednesday, December 9, 1998 ECvQ C2nn end C:unCJnn ' Ciccnccs GucilcIo - The perfect Christmas gift for, j ! the - Aessage Prom Aargie , one gift, v . SHOP BY CATALOG - Many find that catalog shopping helps them stick to a budget since they are not tempted by the many attractive choices available in stores. Consider that this could be a significant time saving option as well. BORROW WISELY - People often use credit cards and loans to make up for a lack of ready cash. Both allow you to have goods today and repay the amount over a period of time, with interest. Remember that you are promising future income and you will need to budget for the credit card or loan payments that will come due soon after the holidays. If your goal is to reduce credit card debt, this is an excellent place to begin. It may be uncomfortable to consider changing the way you have been celebrating the holidays . . . after all, these events are very special and finances. meaningful, often immersed in MOONLIGHT - A part-tim- e job family traditions while incorpofor a couple of months, working rating plans TAKE ADVANTAGE OF SEA- SONAL BARGAINS - Many stores feature year end sales during the holiday seasons. Watch for bargains. DRAW NAMES - If your list of family and friends is long, suggest this approach to gift giving. that scale back the actual cash expenditures. You can deliberately create a different set of expectations and plans for the way you will celebrate the holidays. Come in to the Extension office for a one page Holiday Budget Planning chart. Use it to keep track of whos on your shopping list, how much you have budgeted, gift ideas and expenses. If you arent able to incorporate these ideas this year, clip this article and consider using it to help reduce your holiday spending next year. r Those who purchase a small or combination license W'orjgame jhuntir bn your list may from a license agent also must , await you at the nearest DivisioijJsbpply verification (also known of Wildlife Resources office or in Utah as a blue card) that the fishing and hunting license person theyre purchasing, the license for has completed a agent. 1999 fishing, small game and 2 Division-approve- hunter d , t educa-combinati- Vtlon course. The course is re- Answer by: Georgia Lauritzen, permits and Wildlife Habitat Au- - quired for everyone boni after, ' Utah State University Extension thorizations are now available December 31, 1965, who wishes Food and Nutrition Specialist from Division offices in Ogden, to purchase a hunting license or Salt Lake City, Springville, Ver- - permit, New Year,s resolution If License agents are not able to last your was Lose the excess nal, Price and Cedar City. year 1999 licenses, two-pol- e permits; verify completion of a hunter Weight I gained at Christmas, e licenses, way, overtime if that is an option where you work, is one way to earn extra spending money in time for the holidays. Thinking ahead, you might consider working a little extra here and there throughout the year, setting those earnings aside for next years holiday expenses. angler, wildlife-watche- Tips for Deducing Spending (ho Holidays Through each person only buys Its that time of year when That stores have displayed holiday decorations, increased their regular inventory and started their promotions to attract holiday shoppers. The Utah State University Money 2000 Newsletter recommends that you think through just how much money you have and want to spend this year before you start your seasonal shopping. If you started planning last year for this one, and set aside some savings from each paycheck, you may be ready to head for the closest mall. For many of us, this is not the case, and some may just be finishing the process of paying off last years holiday bills. If you are saying been there . how can this year . . done that, be different? If you have always been the person who waited until the decorations went up to think about how much to spend, or where the money would come from, you can plan now and have more control over your personal " ' fife. k two-pol- e How can l eat more healthfully during the holidays?" t tal. If you are the host of a par, ty, be sure to provide low-fchoices, including fresh fruits and vegetables, low fat spreads and dips. , : ' Keep track of what you eat.' Try to match days you overeat with days you undereat. Recruit a friend, family member or. spouse to help monitor your eating, then reward yourself with nonfood items for your success. HOW CAN I EAT over at and Habitat Authorizations will' education course via computer, consider these strategies to help be available from fishing and the way we can at a Divisipn.of- - with careful, eating.this healthy hunting license agents statewide, fice, Fowlks said. holiday seasQn. said Suzettd"' Buyers are reminded that by Think ahead. Make a list of Division information fore purchasing a fishing license, your holiday meals and parties specialist. hunting license or Wildlife Heri- - and mark them on the calendar. 1999 Wildlife Heritage Certif- tage Certificate, for someone 14 On the day of a party, start with MORE CAREFULLY DURING for which and older, of must v - icates, provide binding they years age nonconsumptive wildlife activi- - first purchase a $6 Habitat Au ties (wildlife viewing, etc.) also . thorization for them, Fowlks may be purchased at the six Di. said. vision offices. A free list of 1999 Buyers also are reminded that activities for certificate holders the combination license does not should be available by include a deer or elk permit and Wildlife Heritage ' does not allow someone to hunt Certificates are not available deer or elk, Fowlks said. 1999 A general deer and elk permits will from license agents. Another item that should be.-- , be available in June. j e The available in time for Christmas permit allows an g is the 1999 Utah Hab-- angler, who must also possess a cal- - fishing license and, if 14 years of itat Calendar. The endar will include wildlife and-- age or older, a Habitat Authori-sceni- c photographs and a month-- ; zation, to use two poles while ly reminder of the importance of fishing at Lake Powell; Flaming habitat to Utahs wildlife. The J Gorge, Newton, Willard Bay, calendar should be available at tPineview, Starvation, Yuba, the Natural Resources Map & D.M.A.D, Gunlock and 1594 W. North Tern- - f ton North reservoirs; Utah Lake; Lake City, Division Pelican Lake; Gunnison Bend; Salt in pie offices and hunter education cen- - the Malad River; the Little Bear ters, and the Hardware Ranch River below Valley View and the Bear Riv-tManagement Area visi- - .way of week the December from the Idaho state line j er, center, 14. downstream, including Cutler Resident costs for 1999 are as Reservoir and the outlet canals, j follows: Resident licenses, Habitat Au- Wildlife Habitat Authorizas thorizations and Wildlife Heri-tio14 years old and older) $6 tage Certificates may be Heritage Certificate chased with cash, checks or mon-- t (under 12 years old) $5 ;ey orders. At Division offices, Wildlife Heritage Certificate J.Visa and Master Card credit tcards- also are accepted as pay (12 years old and older) $15 Fishing license (14-6years ment. old) $20 i Division offices are open from Fishing license (65 years old h8 a.m.1 to 5 p.m., Mondays and older) $9 'through Fridays, with the excep- e $10 permit jtion of the Salt Lake City office, n "Small game' license whip open from 7;30,q.jTT,.j:o, " years old) $6 ,6 p.m., Mondays through Fri- Small game license (14 years jdays, and from 9 a.m. to 1 p.m. old and older) $13 on Saturdays. n Those Combination license $28 with questions may call Purchasing a license for some- - their regional Division office or one is easy, Fowlks said. If the Divisions Salt Lake City visiting a Division office, fice at (801) all youll need to provide is the persons personal information name, height, weight, eye color, hair color, date of birth, address and phone number. two-pol- gift-givin- full-col- . Hunting-Bookstor- e, a light breakfast and lunch and THE HOLIDAY page two Don,t forget to exercise. With meals. Also avoid going to par- all the holiday meals and parties with a ravenous appetite. ties, it is more important than Eat a piece of fruit, drink a small ever to schedule regular exeramount of juice or eat a couple cise time. Suggest a walk with of crackers just before leaving family or friends to look at hol' r home. iday decorations, or plan funcBe cautious of foods that are tions that include physical achigh in fat. Hors d, oeuvres often tivity such as movement games fit into this category, as well as or dancing. Also plan activities nuts and desserts. Do your so- such as skating, snow skiing or cializing away from food and bev- snow shoeing. Be careful, howerage tables so you won,t be ever, not to exercise immediatetempted to overeat. If high calo- ly after eating a heavy meal. rie or high fat foods are served, Direct column topic questions try a half portion. Also be aware to: Donna Falkenborg, Utah of what you drink. Diet soda, State University Extension, mineral water and seltzer water 0500 Old Main Hill, Logan UT are zero- - calorie beverages, while 84322-050Phone alcoholic drinks can contribute fax: email: substantially to your calorie to- - donnafext.usu.edu. try to avoid eating between 0. 3; 3; High-Wildli- fe (SR-30- ); or HOMES LIKE THESE DONT I LAST LONG ON THE MARKETlI , mV n( pur-Wildli- fe ,.; - 4 1 5 103? f? MU' 1 (Iter 1 1 mw Two-pol- Vild turkey permit applicants urged to buy 1999 Habitat Authorization before applying Unless they plan on only hunting wild turkeys in 1999, those applying for a 1999 Utah wild turkey permit are encouraged to purchase their 1999 Wildlife Habitat Authorization before applying. When applying, applicants must either purchase a 1999 Habitat Authorization and include its number on their application, or include $6 so a Habitat Authorization may be issued to them, if theyre successful in the draw. Local girl competes in "Make It Yourself With Wool Applicants who dont purchase Habitat Authorization before applying but do purchase one before the turkey draw results are posted January 22 because they want to fish or hunt small game before that date will end with up two Habitat Authorizations if they draw out, said Judi Tutorow, wildlife licensing coordinator for the Division of Wildlife Resources. One of their Habitat Authorizations would be the one purchased by them before January 22, while the second would be the one issued to them through the wild 538-470- 0. peted in Habitat Authori- 17th in the Make It Your- self With Wool Contest. Natalie was chosen as a District Winner in the Junior Dand ivision qualified to compete at the competition. Natalie sewed an outfit consisting of a short (lined) jacket, skirt and hat all made of 100 Pendleton wool. She was judged on the construction of the outfit along with her presentation and appearance. Natalie learned to sew this group past summer with her and during the fall began working on her outfit. Besides sewing, Natalie loves tumbling, dance, playing the piano, snow skiing, swimming, scrapbooking and being with her friends. She is in the 8th Grade at Juab Middle Century 21 Bushnell (435) 623-023- '.0 Gign Up today ThePrudcntial Prudential Realty Associates Jyi) 8 7 Res. (435) - ? 1 ' Office (801) 1 " rooms, 2 SELLER. AGENCY INC. . Make offer on 5 bedroom, 3 bath NEPHI OFFICE home in Nebo Heights. Needs cos- 623-120- 0 . Nw at 61 South - H,GH MOTIVATED NEBO 1 r year such a success. Jiappy Mdiay from Jkaty and Barbara. this 0 . 224-901- 1 1 Seasons greetings Many thanks to all who helped make - 623-411- CiM6.ThfftvdMMand l0iefrgieieredeefvce merits el The PrudwHWIneuianeeCempenif el Amence. (aEacft Company IndspewdenWy Owned end Opemled EquelHeungOpporUrtty f. ' col- Nancy May ct Movies Plus 1 Work- 3 bedroom, 2 baths oversized garage, fenced, ' landscaped, animal rights. 12 acre. $121,900. i Jackson 623-722- ' LEVAN Gorgeous , Katy (801) 224;1234 (435) 4 Access Millions gf sites Get Info for School Reports Purchase books at a discount Barbara Painter More POWER to you:' i Send EMail around the world 538-470- 0. State level. The State competition was held at the Salt Lake Hilton on December 2nd . Natalie did not place at the State level but had a fun day participating in the 'V' NEPHI Just listed! Perfect condition. 2 bedrooms 1 bath up, 1 bedroom, 1 bath down.. Outside entrance. Lots of possibilities. $121,900. Your local Internet Service Provider permit application period runs through 5 p.m., December 30. For more information applicants may call their regional Division office or the Divisions Salt Lake City office at (801) ish Fork on ar s- - f a Snantf Tho their second Habitat Autho- rization. Utahs 1999 wild turkey November NEPHI Brand new home! 3 bedrooms, 2 baths, lots of extras,' fireplace, new area! garage, main floor living! 420 E 760 NEPHI Foreclosure. 4 bedrooms, 2 baths, up dated, fenced, deal of a lifetime! POSSIBLE $0 DOWN. $89,900. rcom Contest" comSpan- NEPHI Classic Victorian, 5 bedrooms, 2 baths, 2 laundries! 3,000 Sq ft. Most workable seller ever! Lease Option. 100 financing available! 149 East Center. $129,900. si NEPHI To be built! 3 or 4 bedrooms, 2 baths. You choose ors! $104,900. Nebwiet zations are now available from Division offices. They will be Natalie Hitchcock, daughter of available from hunting and fishCraig and Merry Hitchcock of ing license agents statewide, by Nephi, NEPHI Beautiful Victorian, Excellent condition. 3 bedroomi1, 2 baths, main floor living! 96 North 200 East, $1 22,000. NEPHI Charming 3 bedroom home with animal rights! able seller! Must See! $104,900. turkey draw. 1999 Wildlife . re They may not receive a refund for li. (12-.13- . a metic fix-u- p. Call LaDaun. Main, INepm REDUCED - price home with 12 baths, one level living on large lot with irrigation. Only 1 0K great log on unique view. 3 bed , $139,900. Call LaDaun. $0 DOWN POSSIBLE on super starter home. 2 or 3 bedrooms, garage, large corner Jot wfrui) trees and irrigation. $86,500. Call LaDaun. - , - o r , NEPHI DUPLEX2 bedrooms, up and down, always rented. $98,000. INVESTMENT OR JUST STARTING OUT. Cute 2 bedroom cottage with wood stove irf great location. $87,500. Call LaDaun. TERRIFIC HOME with 3 bedrooms,, large country kitchen, big laundry room.12 acre lot can be split. $113,500. Call LaDaun. IN LEVAN. 2 bedroom, home on 34 acre. Huge shop. Call for 2-c-ar - de-tail- s. 4-- H School. : OVER 2 ACRES ON CENTER EXIT. $159,000. Great for motel, restaurant or RV park. . 13 ACRE LOTS IN LEVAN. Starting at $23,500. - LsDun:623-277, Wsllcse: 3, 623-453- 5, por;cr ps:r 329-C5C- S |