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Show TrtfiigVJ iaUk July 13, 2000 account, or for many other fraudulent schemes. Suddenly, your name, reputation, and credit history is ruined and, to add to your surprise, you have no idea who (ojoirayDii nJ E f7n It I tli li Li Li vS' Li Whos using your name? identity theft, but making sure documents with your name and other identifying information dont get into the wrong hands is Ask to have a Fraud AlcrtV dim Impact statement placed in your creditfile asking that creditors call you before open- Never throw billing statements, bank statements or cancelled checks into the trash make sure theyre completely destroyed so someone cant use your personal information for their benefit Another way is to by Air Force Office of Special Investigaton Economic and Environmental Crimes Unit periodically check your credit history. of Experts recommend obtaining copies credit reports at least annually to check for any unusual or suspicious activity. If you find youre the victim of identity theft, take immediate steps to clear your crime to the OSI and mation on the Internet, obtained their name. Reporting the is only the first step. names and social security numbers, then local law enforcement FederalTrade Commission and other fraudulently set up credit card accounts in The recommend their names and bought items using those law enforcement agencies accounts. These individuals never realized these steps: Contact all creditors, by phone and in issuthey were victimized until the bank conwriting, and tell them the problem. ing the accounts contacted them to Consider requesting a credit check to firm the account information. verify all outstanding credit lines. For Identity theft involves using another percredit reports, contact Equifax, P.O. Box name, date sons personal information Telefor 105873, Atlanta, GA 30348-587of birth, or social security number TransUnion, P.O. phone: criminal or fraudulent uses. This inforBox 390, Springfield, PA 19064-039mation is used to set up fraudulent credit or Experian Telephone: card accounts, use someone elses bank Do you think ANDREWS AFB, Md. identity theft cant happen to you? Think again. Recently, over 400 Air Force personnel found themselves victims of this crime. An individual, using publicly available infor- theft ing any new accounts. Contact Equifax Credit Bureau, Fraud at TransUnion Credit Bureau, Fraud at or Experian Information Solutions at Alert your credit union or bank to flag conyour accounts and to contactyou to firm unusual activity. Change your personal identification number and passwords on all of your accounts. Contact creditors for any accounts that have been tampered with or opened fraudulently. Ask to speak with someone in the security or fraud department and follow up in writing. Following up with a letter is one of the procedures spelled out in the Fair Credit Billing Act for resolving errors on credit billing statements, including charges or electronic fund transfers that you have not made. consumer. Consider contacting a .44 4 Call your nearest Postal Inspection Service Office and report the matter to them. A valuable Web Site that can be useful for victims to obtain information is www.verifyfraud.com. advo- . 0, Further information for victims can he obtained at the local Staff Judge Advocates office. or 6-- M i: '' ADVANCE need TtL PAYDAY wr.-w- EXTRA UUH Ca i, ! 0 vi INSTANT CASH Clearfield, 595 NO ADDITIONAL LOAN FEES NO CREDIT NO PROBLEM I NO HASSLE 801-774-39- CASHES. II AH w CASH ADVANCE CENTERS , 3-Li- ter Bottle of Slioota flfc rwr rfc'im i s. state st. 3s w OPEN: Mon. - Sat. 9am.to7p.m. I :T0 PAYDAY 22) ,.V'F r rrrnrF . 73DB(SIi YOUrNext NorthSt573033 110S One Coupon per person per day Offer Expires 71 600 Um& i$ We Make Today Now Open a. 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Contact the Social Security Administrations Fraud Hotline at Contact your state office of the Department of Motor Vehicles to see if another license was issued in your name. If so, request a new license number and fill outthe DM Vs complaintform to begin the fraud investigation process. Reportidentity theft to Hill AFBs AFOSI Detachment 113. Contact Special Agent Gregory R J ohnson, chief of the Acquisition Fraud Division, at Ext. Agents handling your call will advise you whether your complaint should also be reported directly to local law enforce- If youre victimized, call the three credit bureaus fraud units to report identity the most important step you can take. or ID Theft Division at on the Internet atwww.ftc.gov ftc Information Solutions, P.O. Box 949, Tel: Allen, TX 75013-094- 9 did it! There are no sure ways of preventing i trademarks are owned and used under the authorization of Oreck Holdings LLC ; r's -- v 3 3 K ? d FRFE PARKING i:o 0 W |