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Show Sunday. March 7. I993 THE HERALD. Provo. Utah. 30-year rates hit record low Subway reports 10. 2 percent rise Subway Sandwiches franchises in the Utah development area reported a 10.2 percent increase in average unit volume for 1992. This matched the 10 percent increase recorded in 1991 for a 20 percent increase since I990. Nationally. Subway Sandwiches reported a 6 percent increase in average unit volume. indicating that Utah Subways figures exceeded national sales increases for the third year in a row. Industry figures re— port that national fast-food sales have remained consistently flat for the past three years recording only slight increases. In contrast, Utah Subways have moved into the top IO Subway markets nationally in average unit volume. Subway Sandwiches has 66 stores in the Utah development area which encompasses Utah, western Wyor ming and eastern Nevada. Subway Sandwiches sells several types of hot and cold submarine sandwiches and salads in its stores. Subway has more stores than any other national fast-food retailer in the state. Job seminar set for Provo area If you’re looking for a job or s '3'.- pf» we WE. .32 Vs seeking a higher paying job, this Seminar’s for you! It will be held at the Holiday Inn in Provo on Thursday March I I, 1993 at7:00p.m. It is designed to help those people in our community looking for work or those who want to find a better job. Topics include writing your re— sume, making yourself visible to potential employers, preparing for the interview, common interview ques— tions, where are the jobs, returning to the work force after a long absence, what to say if you’ve been fired, what to do if the company you want to work for won’t hire you, . and many more. The public is invited. The cost is $25 per person in advance (by the 8th of March) or $35.00 at the door. Seating is limited. Call 798-2610 for reservations. ; Business Trends Summit Realty WASHINGTON — Interest on 30-year, fixed-rate mortgages declined to a 20-year low of 7.44 percent this week, the Federal Home Loan Bank Corp. said Fri— day. That was down from 7.53 percent a week earlier and was the lowest weekly average since 7.43 Jean Tanner of Summit Realty ‘ Inc. recently at ' ‘ tended a two-day seminar to learn the latest cutting edge sales tech— niques. The semipercent during the week ended nar, held in SeatFeb. 9. 1973. tle, Wash, was Rates had dipped below 8 per- presented by the Jean Tanner cent in August and September but Residential Sales began climbing as financial traders Council, a national affiliate of the National Associaiton of Realtors. grew nervous about the election. The rate hit 8.34 percent in early The Sell-a-bration is an intense, inDecember and has dropped during formation-packed two days of work12 of the past 13 weeks as markets shops and education sessions gained confidence that President presented by the most highly regardClinton was serious about reducing ed speakers in the country. This program provides up-to—date tools and the budget deficit. ' Also, slowdowns in Europe and skills. The Residential Sales Council ofJapan have reduced demand for money worldwide and thus eased fers the prestigious Certified Residential Specialist (CRS) desgination pressure on interest rates. Economist Paul Getrnan of Re- — your guarantee of the most progional Financial Associates in fessional experienced residential West Chester, Pa, said mortgage service in the real estate market to— rates could fall another tenth of a day. Only 2 percent of real estate percentage point over the next agents have the CRS designation. Tanner is the principal broker and president of Summit Realty, Inc. point lower than now, he said. She has been a licensed agent since “I think the ultimate answer to 1982 and a broker since 1986. She the question depends on how seri- graduated from Brigham Young ous Congress and the president are University with a BA degree in about cutting the budget deficit. If communications, and is currently Congress enacts the Clinton pro- enrolled in the Executive Master’s gram, it will slow down growth of Public Administration program at and inflation. If that happens, BYU and will graduate with her there’s no reason why rates can't master’s degre in April 1993. Tanner is a multi—million dollar procontinue to fall, ’ ’ he said. On one-year adjustable rate ducer and is a member of the Milmortgages, lenders were asking an lion Dollar Club. She was recently average initial rate of 4.79 percent, awarded the "WCR Realtor of the down from 4.85 percent last week Year” by the Women’s coucil of month or so. By the end of the year they could be half a percentage and the lowest since the tracking of Realtors (WCR). Sheis presently ARM rates was begun in I984. The rates do not include add-on fees known as points. Page D3 serving as treasurer for the Utah State Chapter. She is a member of the Utah County Associaiton of Realtors where she is presently serv— ing on the Professional Standards committee, and has served as chair of numerous other committees. She has earned her designations as GRI (Graduate Realtor’s Institute) and CR5 (Cerfitied Residential Specialist). She is also a candidate for the MIRM (Member of the Institute of Residential Specialists) and the LTG (Leadership Training Graduate) designations. She is also a member of the Utah Valley Home Builder’s Association and the National Sales and Marketing Council. to Group Leader in the E.P.S.I’ department. Flynn joined Stout fer’s. Dec. 15. I986. and has held positions as a quality inspector. a team leader. and most recently as a senior team leader. Flynn is a 1986 graduate ofthe University of Utah. Corey Dye has been promoted to Group Leader in the production dc» panment. Corey joined Stouffer's. April 20. I987. and has held positions as a lead person. team leader. and most recently as a senior team leader. Corey is currently atteding Utah Valley Community College. Merrill Lynch Pierce UVRMC Fenner 8: Smith University Mall is pleased to announce the pro- ' motion of Mark Ford to the position of area manager over Men’s Sportswear and Luggage. Mark joined ZCMI in October of 1992 as the lead CHICAGO. Ill. — Terry D. Pcterson of Merrill Lynch Pierce Fenner & Smith in Provo has been reelected to membership in the Nuveen Advisory Council. it was announced by John Nuveen & Co.. Inc., the nationwide investement banking firm specializing in municipal bonds. tax-exempt unit investment trusts. mutual funds. and exchange-traded funds. ‘ “8'“ F0“ salesman in sporting goods and sports apparel where he has done an exemplary job in fulfilling his sales and merchandising responsibilities. A graduate of BYU and UVCC with a good background in management with The Boy Scouts of Amer— ica and the National Parks Council. The Nuveen Advisory Council is a select group of investment professionals across the country who are cited “for continuing excellence in financial counseling in the field of tax—exempt securities. " Stouffer Foods Council members are selected an— nually by Nuveen. They receive special information and services designed to increase their effectiveness and professionalism in meeting the needs of their clients. Stouffer Foods is pleased to announce the following promotions: Flynn Chivers has been promoted John Nuveen & Co.. Inc.. head— quartered in Chicago. was founded in 1898. we are pleased to add Mark to our management staff. UVRMC 'l'ht (imerning Board oi Llah Valley Regional Medical Center . and ()rem Cont» . munity Hospital is pleased to an» nounce the up pointntent oi po diatrist Scott R, Mcls'ell. III) M . Scot' to the lilcdic’dl R M005. stall. Born in Portland. Ute. and raised in Proyo. Dr. .'\lcl\'e|| attended Brigham Young l'nnersny vshere he mayoried in prcrtllt‘d. It “as there he became interested in the field ofpodiatry. He meets ed his medical training at the California College of Podiatric Medicine tn San Francisco. He vsent on to corri- plete a surgical residency at the Denver Veterans Administration Medical Center. Last summer. he returned to Utah County \tith his wife. Tonya and then too sons. to beginaprivate practice. Dr. McKell treats a \ ariety oftoot and leg disorders seen in both adults and children. Some of the more common injuries are sportsrcltttcd. children with flat feet or foot deformities. diseases of the nail. ingrown nails. warts. skin tumors. heel spurs. arthritis. bunions and neuromias. He is also able to perform a number of non—invasisc vas— cular studies. He enjoys spending time with his family camping. fishing and snow skiing. Dr. McKell’s office is located at 450 N. 300 West. Provo. To make an appointment. call 3737 l 7 l 8. Cubco, Interstate combine to offer increased service PROVO —~ Cubco Block and Brick Division and Interstate Brick 3t Gender aWareness Gender Awareness is the topic of the Human Resource Association of Central Utah (HRACU) meeting Thursday. March 11. 1993, 12:00 p.m. at Magleby’s Restaurant in Provo. Darlene Kelly and Linda Magleby are the scheduled speak— ers. Kelly is the Manager of Equal Employment Opportunity at Brigham Young University. Magleby is an attorney and legal counsel for Brigham Young University. They will be addressing social interaction between men and women employ— ees. sexual harassment, how people relate to one another and a proactive approach to these issues. ' The cost of the lunch meeting is $8 for HRACU members and potential members, and $10 for nonmembers. Potential members can be approved by Michael Colledge at 375-2770. To RSVP, call Charlotte Poulsen at 222-8000 ext. 8207. Watchdog removal draws angry bark says, “Cubco’s fine reputation factors in our decision to place our selection center there. Cubco is an March 19 8C” 20 easy place for Mr. and Mrs. Homeowner to find and get fast friendly help and advice to pick out Exhibitors will display: the brick for their home.” Bill Jacobson says Interstate Brick is the finest company with the finest quality. bricks in the industry. In— 0 Remodeling SALT LAKE CITY (AP) — The removal of the director of the state’s terstate Brick provides quality utility-watchdog agency has raised the ire of consumer advocates and legislators. value to last a long long time. Beginning March I, I993, Cubco Block and Brick Division will also have the very latest in retaining wall systems in both appear- 0 Additions 0 New Construction The Department of Commerce’s new director, Constance B. White, recently asked Joseph Ingles, director of the Committee of Consumer Services, to resign. The committee represents consumers in utility cases, including rate increases. But the committee contends that products for your home that add 0 Landscaping ° Cabinets ' Appliances ' Draperies ance and design. Bill Jacobson, Cubco Block and Brick Division Manager, says “We searched for a long time and considered every thing on the market before choos- ' Wallpaper ing Versa-Lok." Versa-bock can ° Carpeting be used for both large and small its consent. he should be removed jobs and goes together the fastest only if the committee agrees. And in of any system that is available and the case of Ingles’ forced resigna- still maintains the best design and strength. tion, it doesn’t. since the director serves only with ° New Construction 0 Financial Services 0 Tile 0 Water Systems SHIRL DON LEBARON 0 Much More IS PLEASED T0 ANNOUNCE THE OPENING OF 75 NORTH CENTER STREET AMERICAN FORK, UTAH . VOICE/TDD 7561666 - FAX 756-6072 0 TOLL FREE I‘ll-3784666 MAILING ADDRESS: BO. BOX 365 - AMERICAN FORK, UTAH woe-ms Utah County PM100 Association of REALTORS 10 YEARS EXPERIENCE W PERSONAL INJURY conmucnouasurtm LAW ;iuzAL ESTATE isocrAL secururr DISABILITY ECOIPORATEI Bum-s LAW niALs a APPEALS FAMILY LAW assumes LAW nmnurrcucousc‘nons BANKING a COMMERCIAL MAm-zns CRIMINAL LAW WiLtsrrtusrs. ssrArE PLANNING & PROBATE Elye Built) Hernia ( __ "Hit For More Information On Booths Call 226—3777 /.—’... SPONSORED BY: nnt. ltirt‘tttmn i’/_ ' i i l I”. EEBARON EAW OFFICES ”Hint-ion ’uwr. '-v mm _ mus»? seminar planned have reached an agreement that. puts their customers first. Sterling Jacobson has been one of Utah Valley’s mainstay construction supply companies, having a Door Division, Window Division, Block and Brick Division and Quintek, a sister company. that builds trusses and deals in other Iumber products. The Block and Brick Division Manager, Bill Jacobson says, “This is one of the most exciting developments in a long time. People who want selection and quality brick need a place in Utah Valley to pick out the type of Interstate Brick they want for their home.’ ’ Cubco Block and Brick Division is centrally located with easy access on 1372 South State Street (Springville highway), Provo. Interstate Brick’s Steve Soderberg v". v.Ii xMinn 1. |