Show RURAL DIVISION OF RESETTLEMENT WORK YORK EXPLAINED INED It appears that the activities of the Rural Rehabilitation Division of or the Resettlement Administration tion in Duchesne county are not as well understood as they might be This program was originally Intended to take farm rm families off the relief rolls It was then enlarged enlarged enlarged en en- to include families who w were re in danger of having to go on the relief rolls with the thought that it is worth as much or more to keep families off as to get them off The work in Duchesne is under the direction of E. E Peterson County Farm Supervisor and Miss Bessie Bessi Kirkham Home Supervisor or The Rural Rehabilitation program program program pro pro- gram consists of working out detailed detailed detailed de de- de- de tailed farm fann and home plans and lending the farmers sufficient money to put those plans into ef ef- Usually it means the tha purchase purchase purchase pur pur- chase of horses dairy cows hogs chickens turkeys farm machinery and seed It may include the erection erection erection tion of farm fann buildings or the payment of delinquent taxes Old debts can be taken up on chattel mortgages only when it is necessary necessary necessary sary to avoid foreclosure Any Farmer Eligible In general th the loan is made for forthe forthe I the purchase of goods that will the mans man's income sufficiently sufficiently suf suf- sufI I to allow him to meet living expenses 3 repay the debt and refinance himself himsel Only when ia ra isman raman man can do these things can he hebe hebe hebe be said to have been r rehabilitated I Any farmer in Duchesne county may be eligible for such a loan if h ha he owns or leases a n farm fann and n needs eds financial assistance which ruch he cannot secure through the local banks or other lending agencies When an application is rec received the first step is to mat make a careful careful care care- ful investigation of the thc moral oral character and general standing of ot i ithe the applicant As a result of this a d detailed tailed report is fill filled d out which report is then presented to the county Rural Rehabilitation Advisory commit commit- tee This committee consists of five of the leading citizens of the Continued on page 8 RURAL DIVISION OF RESETTLEMENT WORK YORK EXPLAINED Continued from Page 1 county As at present constituted the names of the committee are G. G V V. Billings chairman William Case Mrs Emma Selch Owen Bennion and R. R S S. S Jordan This committee serves without pay actuated only by the desire to be beof beof beof of service to the people of the county They ch check ck into the thc moral status of the applicant and discuss the feasibility of the farm setup he desires Supervisor Visits Home If they approve the applicant the farm supervisor then visits visas p him in his his home where a detailed plan is worked out for the op operation operation opera opera- ra- ra tion lion of the various crop and livestock livestock livestock live live- stock enterprises which the applicant applicant applicant cant contemplates The home supervisor supervisor sup sup- visits the applicants applicant's wife and with her cooperation a home plan is decided upon providing for the the- expenditure for forthe forthe forthe the various items that enter into the management of the farm Jann home These plans provide for the payment payment payment pay pay- ment of the necessary living ex expenses expenses ex and the meeting of the thc farmers farmer's obligations as they come due If the plans are feasible feasible- they will wiIl meet these requirements and show a positive balance in addi addi- tion feasibility of the farm fann and home plan is passed on by specialists specIalists specialists in the state stat and regional office when all are approved the loan is closed and the money turned turned turned turn turn- ed over to the applicant This money must ba be b spent strictly in accordance with the provisions of the farm plan already agreed upon up up- on While these are character loans based upon the moral standing experience experience experience ex ex- and ability of the borrower borrower borrower bor bor- rower they are secured by chatI chattic chat- chat I tlc tic mortgages upon all goods I. I purchased purchase and upon other chattels such as crops and livestock that tha borrower can offer as additional additional additional addi addi- security 2 to 5 Years to Repay The farm fann plan provides for the repayment of the loan In hi from two to five y years ars with interest at five per cent If the borrower isable is isable isable able to make payments before they are du due due- they can be made on any date and in any amount This program began in Duchesne Duchesne Duchesne Du Du- Du- Du chesne county early in 1935 During During During Dur Dur- ing the sixteen months previous to July 1 1936 approximately was lent to farm famili families families li lies s in Duchesne county An average average average aver aver- age of approximately each This means that n nearly arly 1000 people in this county have been kept off the relief rolls It means that nearly 1000 people have been given a new opportunity ty to establish themselves and to 1 become s sustaining self members or vi orthe th the various communities of ot this county Loans have not been made July 1 1 1936 and lending operations operations operations opera opera- W are ane now temporarily S suspended suspended sus sus- because of the fact that all available funds are being concentrated concentrated concentrated con con- in the severe drouth areas in the middle west Ever since the beginning of this program there have been some who have been skeptical of the advisability of making malting such character loans The proof of the wisdom of or any program is to be found in its results The Thc first result re result result re- re sult to be be- seen already is the new outlook improved morals morals and the increased d happiness of ot the one thousand people involved The I next result Is to be found in the I fact that the loans are being re- re r re I paid pateL |