OCR Text |
Show - THE WIHSLY . i EAYST1LLS, PTAH jzznsx $ - x i . X 4x - t 5 X s 4 fc $ x S fc x X X X X X X X X X X X Tj x D :5 :5 x -- X x x x X 'X X X " - " 'X Will Be at Layton, Utah, from 9 to 12 A. M. daily, Farmers Union Building 1 4 X x X Branch Office of the F. J. Freenor Chiropractic Offices Ogden and Salt Lake City x x X x X x X x X X X X X X X X X X X . Your Spine Tells Aey thirng 1jp the meeting by committee In charge, a fund of $172 was raised by voluntary subscription. The rings will be furnished just as soon as the men are sworn into service. By this method the people of Kaysville and Layton herald to the 'world that they are proud of their young men who have gone to the front in the cause of liberty and justice, ready to lay down Iheir lives, if need be, for their country. These rings will also serve as a badge of identification, also as an introduction to these young men. These rings will tell the people of any land where these young men may be sent, that they are honored in their homes and are worthy sons of worthy parents. lUctldy Scflrx rbiiah4 ir THE INLAND PRINTING CO. ' ff. P, Eppanan, Editor - C. A. Epparaaa, AaaocUto Editor Entorad m 1911, at March. i, aacond-claa- a Kayavilla, 1171. matter Fabntary 18, Utah, uniter iha act of jLlwtblni ratca u application. ad-nn- ca TELEPHONES Office, Na. ll W. P. Epparaaa. No, Tt . C. A. Epparaaa, Na. 4w Is will be interesting to note, m the weeks and months go by, if the vast number of ' foreigners who have reached our shores and enjoyed the fruits of American institutions during the past thirty or forty years, can rise to the plain of American citizenship. We have millions of these industrial communities in many of the . eastern states, both politically and in a business wsy. It has long been believed that they and their posterity had become thoroughly amalgamated - and were in strict harmony and accord with American thought and traditions. "Just at this time it seems, however, that a great majority of these people really care but little for this country other than to enjoy its opportunities and privileges. Where this class is most populous volunteers for ..service, in the army and navy of the United States are most lacking. If these people are to enjoy equal opportunities with true Americans they must share equal obligations of citizenship. Yes, it will be interesting to watch the developments of the next few weeks and months. Perhaps the time will come when ships will be required .to" carry 'olheraTthari soldiers of the republic from our shores. -- a iV J Primer for Future Buyer Questions Answered and Points Made Clear Efforts are being made to make it easy and convenient for everyone to buy Liberty bonds. Corporations and other businesseoncerns have adopted methods whereby their employees are given an opportunity to secure the bonds on installments. If the war ends before further issues of bonds are necessary, Libert? bonds will surely increase in value, according to statements made by men who are on bonds and investments. Of no other investment can it be said that its valQe cannot decrease but may advance. This is the privilege of having the security of the richest nation on earth. The following list of questions and answers furnishes information as to what the Liberty bonds are and what they stand for: 1. Q. What is a government bond 7 A A government bond is a promissory note of the government of the United States promising to pay the amount of the bond on a certain date plus interest, the interest to be paid at the end of certain stipulated periods. 2. Q. If I buy a government bond of this Liberty loan issue, do I tie up my money for the full fifteen or - -thirty years? No. A. Liberty bonds will not be t paid by 'the government for at least fifteen years. - But they may be sold instantly for cash to any bank, trust company or bond dealer at any time, or you can borrow on them at any time. A Subscription $1.25 par paar whan paid In 91.80 par paar aa overdue eubecrtp-bon- a ar whan not paid la ademnoo. - LIBERTY BONDS ' ' . - The action of the people of Kays- ville andXaytanr..at 4be--- - patriotic Q.lfbanks,-trtrst'Coinp&Ele8' " held bond last' meeting Monday dealers will buy my bonds at any Layton y night, is worthy of emulation in every time, why do I buy them at within Utah. state the of aren't they sold direct to the banks community At that meeting it was decided that and trust companies in the beginning ? each' and every resident of the three AJ The banks, trust companies ox wards (Kaysville, Layton and West bond dealer can handle individuals Layton) who answer their country's holdings because they will not be ofcall in the defense of the flag shall fered often nor in large quantities; be honored with a substantial souve- it would be a very different mattex nir in the shape of a 6olid gold seal for them to buy an entire two billion ring, suitably engraved. To carry dollars worth outright. The same out this plan, which was reported to .principle applies as in the case of or all;-wh- jewelers who always have a market for a few diamonds but would not wsnt to buy an entire diamond mine at one time. Moreover, the government always wants its war loans distributed among as many citizens as possible; it prefers numerous small purchasers to a smaller number of large purchasers. 4. Q. How much would I get foi my bonds if I had to sell them to raise money? Or could I put them up as security for a loan? A. The market price; because of the conversion privilege this cannot decrease materially; it may increase. Liberty bonds will be the most acceptable security fora loan at any bank. 5. Q. Will I have to pay the full face value of these bonds? How much will they be worth if the war is long drawn out, and how much if it ends soon? Do. such bonds ever decrease in value, so that they have to be sdld ' at a loss? A. --Yes. Because of the conversion privilege attached to Liberty bonds they practically cannot decrease materially in value, no matter how long the war lasts. If the war should end this year Liberty bonds should increase in value from five to ten per cent for reasons which can be to you by any one familiar with finance. Ten Per Cent Profit 6. Q. Do government bonds ever sell for more' than' the original purchasers pay the government for them? In other words, is there any probability of my selling mine for more than I pay for them? A. There is no wsy of accurately forecasting the market on government bonds. Spanish-Americwar bonds, after the war, were sold as high as $110, or at a . profit of ten per cent. - 7. Q. What taxes will I be re quired to pay on my bonds? A. Liberty bonds are not taxable except for inheritance or estate taxes. They are the one security in which the assessor is not interested. 8. Q. I understand that these bonds are exempt from all taxes except estate and inheritance taxes. Whit are estate and inheritance ed an taxes?--- - Estate and inheritance taxes are those collected by the government at the time the courtstransfer property left by a deceased person to bis or her heirs; no such tax is collected at any other time. understand that Jheso Jh bonds may be converted into bonds that pay a higher rate of interest if the government plater issues such bonds. How is the converting" done, what would J have to do ? A. The converting" will simply be an exchange of your bond for another bond, identical in every respect except in interest rate. Any bank, trust company or bond dealer will handle the exchange. If the government issues bonds of a higher rate at my time, the newspapers will be so full of it A. QI thst you will be sure to know of it then take your bond to any bank, trust company or dealer and ask to have the exchange made. ' All to Government 10. Q. Does the full amount I pay for my bond go to the government or do the banks, bond dealers or clearing houses deduct something for handling You can the transaction? A. The act of congress authorizing the issue of Liberty bonds specifically prohibits the payment of any commissions or fees to anyone. The government receives every cent that you pay for your bonds.The banks. trust bond dealers and stores which are selling Liberty bonds are, rendering service as a patriotic act without com-panie- s, compensation. 11. Q. What is the difference be- tween a bearer" bond and a regis- tered" bond? A- bonds are bonds Bearer which are payable to the bearer" or holder.- - The coupons attached to bearer bonds are also payable to bearer. Thus these bonds are in the most convenient and cashable form; no formalities are necessary to transfer ownership. Bonds registered as to principal and interest" are payable only tothe registered ownerwhose name is registered on the books of the United States treasury department Registered bonds do not have coupons attached; interest is paid by check. Registered bonds are more troublesome to sell and more difficult to borrow on than bearer bonds because a transfer of ownership can only be made on the treasury registration books and this entails some expense and loss of time. The bearer bonds are in denominations of $50, $100, $500, $1,000; registered bonds, $100, 16. If I make a deposit on the pur- just as anyone can own a dollar bill. 22. Q. If I am unfamiliar with chase of a bond, but move away from bonds delivered and not acquainted at any bond is before the Kaysville trust will how to me, I get it? bank, company or brokers, and all A. You can complete payments busy day, how can I get advice or do anything? through any bank convenient to your A. If you are busy all day,' ask new locality. Any banker anywhere will gladly assist you. your employer for advice or for an 17. Q. Why can the full amount hour or two off arid go to any of the be paid at the time of subscribing in places mentioned. . You will not need the case of a $50 or a $100 bond, but to be personally acquainted nor to be not in the case of buying more than identified. In most cases, employers one of these bohds or bonds of higher will be glad to handle the entire matdenomination 7. Why wont the govern- ter for employees if asked to. Dont ment take the full amount of a large hesitate ,to discuss he subject with order at once if the subscriber is will- your employer; remember he is a good American, too. ing to pay it? 23. Q. I have nothing but my A. This is done to encourage small subscriptions. The government says to wages; no savings. Does my country the $50 or $100 subscriber, You can expect me to give up 'part of these pay either in full or m installments, as when there are so many men with you choose. Moreover, your purchase thousands of dollars idle in the banks ? A. There is not enough idle money is confirmed now. You can count on in the banks to cover the Liberty loan. bond. The sub $10,000 getting your ' Bank must however his Hake deposits are largely made up of scriber, chances on having his subscription- cut the daily receipts of business houses, down in case more than the total against which checks are drawn to amount of bonds is applied for. The cover the operating expenses of the government does not want the total business, bills for goods, etc. It would amount of the Liberty loan -- at one not be to the best interests of to withdraw this money from time. It wants payments to come in about' as the "money is needed. .Two the channels of trade. Therefore it is billion of dollarais such- a huge sum absolutely - essential - that the wage that it would be almost impossible to earner invest a portion of his wages in Liberty bowds in order that the handle payments all at one time. 18. Q. If I buy these bonds ex- purchase of the entire issue may be pecting to pay for them on the four assured. 24. Q. Could I buy these bonds different dates fixed by the governnow and give them later as Christmas and then ment, something happens to -- - -- - prevent my keeping up my payments, do I lose all I have already paid? A. 'The government 'requirement is that payments must be made when due on penalty of forfeiture of all preceding payments. However, anyone who files his subscription through institutions will have.no difficulty in $500, $1,000, $5,000, $10,000, $50,000, having the matter satisfactorily taken $100,000. care of if his explanation of the delay 12. Q. If I buy a bearer bond and is a reasonable one. Moreover, the lose it could the finder clip the cou amount already paid is a transferable pons and cash them? interest which may be sold. A. Yes; but it is the history of Collecting Interest bonds that they are very rarely lost ss 19., Q. How will I collect the inthey are not carried about like money terest on my bonds ? 13. Q. If I am unknown at the A. Each bearer bond has a page of place where I file my subscription will interest coupons attached. One coupon I have to be identified? is good for six months interest. When A. No. ther six months period represented ; by 14. Q. If I pay the first install a coupon Is up the coupon is to be ment of my subscription by check, to cut off, or dipped." It can then be whom should the check be payable, cashed anywhere. Interest on regisand does it need to be certified? tered bonds is paid by checks mailed A. Make your check payable to the to bondholders on each interest date bank, trust company or bond dealer by the U. S. treasury department. with whom, yoursubscri pilot is to be - 20.- - Q. Howwm'lcollectthe'in filed; it need not be certified. If you terest if I move away from Salt Lake? subscribe at a store booth, ask the man A. The coupons attached to bearin charge for instructions. er Lon Ss will be cashable anywhere. If at Store Registered bond holders must - keep 15. Q. Can a bond be purchased their correct addresses on file with the without going to a bank or bond U. S. treasury department' at Washdealers office ? If so, how ? ington. This can be handled by direct A. Subscriptions may be filed at correspondence or through any bank or the stores. These subscriptions will bond dealer. then be turned over to the banks and 21. Q. Is there any age limit for other financial institutions, where fur- purchase of these bonds? Can a young ther payments will be made and the child become the owner of them? A. Anyone can own a liberty bond actual bonds delivered. -- , f y or birthday gifts? A. Yes; and they would be very acceptable gifts. t 25. Q. Where shall I keep my bonds? , , A. Keep them with your other valuable papers, such a3 insurance policies, deeds, etc. 26. Q. Who would get the money from my bonds if I died? A. The bonds would be a part of your estate and would go to your heirs as provided by your will, or, if you died intestate, they would be counted in the division of your estate according to law. 27. Q. Can a married woman buy these bonds without her husbands, . signing with her? . A. Yes; and Jtwould be her personal property. 28. Q. Should a woman who woria for wages undertake to buy one of these bonds if she is doing fairly ... -- -- - -- 5 well at present? At It is undoubtedly the patriotic -duty- - ofeverycilizen to 'purchase- liberty bond unless it would entail unreasonable sacrifice. Sour Stomach . a mild form of indigestion. It is usually brought on by eating too rapidly or too much, or of food not suited to your digestive organs. If yu will eat slowly, masticate your food thoroughly, eat but little meat and none at all for supper, you will more than likelv avoid the sour stomach without taking any medicine whatever. When you have sour stomach take one of Chamberlains Tablets to aid digestion. Adv. "Hus i3 |