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Show Friday, December UTAH VALLEY NEWfc ABOUT QUESTIONS LIFE INSURANCE NOTE The Utah Vallry Nrw liaa bent mwrrta questions, or frying to do so, all week since the article appeared laat Inane about l)r. Franc la W, Klrkhara'a find teas la Sanpete county on death rate and Insurance coats. Ir. Klrkham was ia Provo attain this week aad this paper asked him a few question a. Here are his QUESTION How much does It cost a person a year for pro tection onlyT ANSWER The cost Is made up of two itema, (one) the number of prreone who dlo each year In the group with whom you are iuaured ,and (two) the amount of money charged yon for the serIf three vice. For example, people In each thouaand die In n year then If each person In the group gave 11.00 for Insurance there would be 13000 or sufficient to pay sack person who died 11000 each. If It coats fl.00 extra to collect the money end secure the membere the total coat to each person would bo 11.00 QUESTION How can wo know how many persons will dlo each year In UtahT WITH YOUR ANSWER Tha number of persons who dlo each year In Utah and the causes of death bars been carefully recorded for over 10 Latter-da- y Saints (The years. Church also keeps eareful records. Life Insurance Companies also publish how many death there are each year among their member. What la the death QUESTION rata la Utah for all personeT Tha death rate in ANSWER Utah and In the United States for persona between I and 25 year and up to 45 years la now very low and la still deeresslng. For example, in tho entlrs stmts of Utsh In 1017 there wero only S3 deaths from Scarlet Fever, Small-poand Typhoid Fever. The death rate In Utah for all persona and all diseases for each 1000 persona was 1.5 for ages it increased to S.S5 on an average for ages 15 to 14, to 6.55 for ages 35 to 54, and 5.65 for agse 56 to 44. the At tho April Conference death rate among Latter-da- y Salute of all ages and from all diseases was given ns 6.5 per all thouaand. Horn than one-hadeath are below ono year and over 50 years of ago. Thus tbq average death rata for Latter-da- y Salnta between one and 50 years of ago would bo about four In a thousand. Tha not cost for pro- Dlp-therl- a, lf HEW HOME I Lumber ii the moat important thing yon pot into yon home. Unlcaa yon are an expert at judging, deni with a Arm whoac reputation aaaurea you of quality and fair prices. Wo are equipped to giro you aerrice on any lumber job largo or email Call 232. Easy FHA or ABC Payments Under FHA terms and protection wo can give yon extended credit or start yon off with email capital. Aak tor fall Information. Utah Timber & Coal Co. 164 W. 5 N. reMMeeeeeeeeteoaeoMpnef Phone 232 tection only would he, therefore, about 54.00 for ono thousand dollars Insurance for all persons on an average age one to sixty. The above facts prove that It cost 15 cents for $100 inauranre for children ages 5 to 14 for one year In Utah, (not for one month) 29e for ages 15 to 34; 35 cents for ages 35 to 34 and 57 cents for ages 35 to 44 for 1100 Insurance for ono year. This le the actual net cost with no service charge added. It includes all persona and deaths from any disease. How much leas QUESTION would be the cost If only persona In good health were Insured? ANSWER Nearly all young poraona are la good health. Tha cost would not be much less therefor for all persona under 35, years of age. Above this age the rate will decrease gradually until at 45 years s death rate about one-thilees then the published death rate might be expected as rd Approximately on an average policy holders have received back about the amount of money that they have paid. Utah 1ms probably the lowest dneih rate la the 1'niUxI States. Hee aa article by Dr. Dilworth Walker, Economist, University of Utah ia the Improvement Era, April 19SH. one-thir- d Co. KENNETH D. CRAVEN ia the new Sunday school superintendent of tha First ward, succeeding Dr. T. Earl Pardos. J. H. JENSEN and HAROLD ANDER8ON, were named as his assistants, with Bishop W. P. Whitehead directm MISS NEILS EN, LULU Dr. G. H. Heindselman About Your Eyes pro- Star thsatsr at Gunnison, was a Provo business visitor Tuesday. prietor of tho PASSING IN IIEINDSELMAN Optical & Jewelry ing the reorganisation. UP PICKED two children of Hunter and E. A. O rush us of Dry Valley were the Utah victims that day. 1, 1939 Our glasses stop headache, eye strain and clear (Absolute Results Guaranteed) your vision. MISS JUNE BEAN of Pleasant WPA JUSTIN STEWART, View will receive n gold medal was a adult education director, for her outstanding work In tha Provo visitor 8unday. homo economics clnb led by Mrs. m Mr. Zabach will appear as a Yvonne Perry. Her project this soloist with Bobumlr Kryl and hia succeeds LLOYD WHITLOCK, year completes 17 years of Ex- Norman Hamilton as CCC educa- orchestra Friday morning in tho tension work with the U. 8. A. C. tional advisor Dec. 4, the latter Provo tabernacle. at Logan. to having been transferred the Bountiful camp. WEETT DEVERLY of won Gold Grove tho Pleasant LEGAL NOTICES R. C. ADAMS, chief engineer Medal award from the Kerr Glass of the Fremont, Nebraska, munieompayn for her canning pro- cipal power plant, haa been named ject In the home preservation of general superintendent of the Consult Cownty Clerk or the meats. fruits, vegetables, and new Provo city plant and tha city Rmprrthre Signers for Further memMore than 1,360,000 Information. bers entered thle contest through- light department NOTICE TO CREDITORS out the nation. CLARENCE D. ASHTON, as ansistant agent, Estate of Levi William Allman, A WHEAT FARMER gets only nounce agricultural both federal and state deceased Creditors will present from 0 to 15 cents out of the government aid Is available for claims with vouchers to the consumer's bread dollar, accord- tho pnlligs np of old and decayed Office of ing to records for the put 30 fruit trees which are the greatest undersigned at tha Law Maurice Harding, 333 West Cenyears. menace to .orchards in Utah ter e Street, Provo, Utah, on or be. county. fora February 1, 1140. Provo JACK BRAUNAGAL, VERNON ALLMAN, theater manager, will appear in Administrator. court Doc. 5 to answer a sumPublished In Utah Valley News mons Issued by the state attorDec. 1. 8, 15, and 83. neys department against him for theater. hia n at lottery using MISS one half all deaths in Utah above one year ara from diseases of tho arteries, the heart, tbs kidneys, or from cancer. Such persona cannot obtain Insurance. The estimated net cost for $1000 Insurance for acceptable risks In Utah would be, age 45 $5.40; age 60 58.00; age 55 $15.10; age 00 $11.10. le it not n better QUESTION plan to pay more for insurance when a person la young and enn earn money and then not pay more for insurance as he grows older? Also Is it not a better plan to add savings to your Insurance? ANSWER Your beneficiary receives ona thousand dollars when you die no matter how much you pay for your $1000 policy. Therefore, why pay more than hi 1 necessary? Insurance companies ANN MOWER. MRS. FRANCIS require yon to borrow your own 033 West Fourth North street, savings with interest If yon need the money you hav overpaid to Provo, wu honored on her 30th thorn.' If you lapse your policy birthday ahnlversary at the home Mrs. George W. you lose your Insurance and a of her daughter, Sixth North large part of your aavlnga. If Tucker, 3(0 Eut was Dinner street, Saturday. dlo amount tho you have you of to membere Immediate served borrowed la taken from tha amount of your policy. Thus tho tho family who gathered from Roosevelt, longer you pay and tho more you 8an Francisco, Ogden, mother. pay for any life Insurance policy, and Provo to honor their excepting paying your coat each MOVELL SEELEY will soon year, the more you lose for the dog, both as reason you get only tho $1000 own s aeelng-eye- " own efforts and hie of a result when you dlo no matter how much of the you pay for your $1000 policy. through tha generosity Also tho longer you pay tha leaa Provo Lion's clnb whose gift of you get back lu proportion to the $135.00 made possible the prised amount yon have paid when you possession. a Upaa your policy. and ELIAS A. V. WATKINS How much does QUESTION atIt coat old lino Insurance com- HAN8EN, Deer Creek project In obueceuful recently torney!, to Ioasea? pay their death panies a award of hut $3580 ANSWER According to a re- taining jury aeren of "condemned" cent report before tho I3nd an. for 17.3 have yet 14 more cues on nual convention of tha Associa- land, hand Involving claim for $160,-00- 0 tion of Ufa Insurance Presidents, of property and dam-jag- s worth this coat for all ages in all inThe recent award claims. surance companies In the United Cache States was reported to ho $7.60 was made by a Jury of In the at farmers Logan 'alley for each ona thoueand dollars insurance. You know how much First district court, with Judge more than $7.60 a year you are Dalas H. Young of the Fourth district court hearing tha cue. paying. The land in question belonged to Utah paid $10,843,505.00 for tha Tate family, near Heber. In Tho life Insurance 1017. Stut Department of Insurance THANKSGIVING TRAFFIC can tell you how much was re- fatalities In Utah brought the turned to Utah Policy Holders. state's death toll to 145 for 1IS0 During the past thirty years or as compared to 178 for the same more, a great stream of money date last year. A Ray Day and has left our state for Insurance. ELECTRICAL CONTRACTOR Estimates made on all electric wiring and Installation, Wr do the big Job with tho same enae as m ran handle your smallest Job. 4-- H PHONE I I 811-- L. C. GUYMON 471 East, fl Prnvo. Utah North 4-- H I FRIDAY and SATURDAY Big: All-Acti- on PROGRAM FIRST UNCLESAM SS E CR EPtSE R VI C E TO GET THEIR FURNISHED MAN AND APARTMENT bested apartment for about 5 months. Special rate to couple. 284 East 4 North Clean, THRILL YOU! Provo. Chiropractor j DR. O. M. THURMAN Chamber of Commerce Bldg. S34 W. Center Phone 030 A MOASO Hours: 2 Evenings by Appointment j INSURANCE Salt Lakes Newest Hotel .. j Loans and Real Estate See FRED E. RAY 78 N. Univ. Ave. Ph. 108 AMBULANCE SERVICE Claudin Funeral Home PHONE 74 AuJWaSSSa!SSR7 Rose Retreads SOME FUN! OPPOSITE GREAT MORMON TEMPLE (All odd sizes carried) USED TIRES JOLLEY TIRE CO. 445 W. Center Provo The Ice la Swell at VIVIAN PARK ' j COME IN NOW AND GET YOUR RETREADING SKATES HAWKINSON TREADS Utah Tire Service Inc. 18 N. 3 W. Phone 750 A D D K D 200 Rooms 200 Tile Baths Rates : QUO to $4.00 Hotel Temple Square Salt Lake City, Utah All West Exposure Rooms Delightfully Air Cooled ERNEST C. ROS8ITER, Manager HIGHLY RECOMMENDED SBissassa Chapter 4 Overland with Kit Carson CARTOON w SKID PR0TECTI0D ALL KINDS , Tubular, Figure Myles, and NEWS Large Electrical Gifts Plain or Hot-key- ALL SIZES Small Electrical To fit nil members of tho Appliances family. ALL PRICES The Christmas Treasure Chest Mortons Jewelers HANGING $ .. Provo, Utah J 79 -- to i FROM $1 00 CARLSON KPOIIT 119 No. I'nlr. SHOP Avr. Provo. MORRISON Auto Supply 225 West Center Provo Come in NOW and Sec Our Complete Stock Huish Electric Co. I a g $ |