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Show rtwmmnw Sun Advocate Price, Utah Tuesday January 29. 2002 9B vl tl ! v n 4 I X , , i kr,; y. iStev z ' y $ s pij m y .HflWJlijirrV ti '! I ,. w-- -- V "" , r. . '. ' t sA- : : . , 'Av.r; - " s0f - - ' .v S' i. ii i T.i .jr , .3. v. r: V . V. A 4 Vv . . . . 1 ' x f A ?, UCCU has a great way to introduce children to the rewards of saving money. It's called the Zoo Crew Kids Club. It's a account Club designed just for kids. Club members get a special membership packet, and for every dollar they deposit, they get a kid's club point. The points can be redeemed at any time for prizes, and prizes are available for as little as one point. Some of the prizes include: . s Art Supplies Pencils Castle Heights heads up fund raising for much of the Carbon School District Jillian Fincher, Lacey Pugliese, Julie Hart, Patricia Smith anil third grade teacher Vickie Tamllos proudly display the result of many students and staff members work from the Carbon School District that wiB be sent to New fork Schod 1234 or otherwise known as the Independence School. The Independence School was located only three blocks from ground nro in New KM and the student? there have stifl not been abte to return to their building Tamllos came up with the idea that the district should sponsor a school in the area and help them and when she appnadied Superintendent David Armstrong he was all tor the idea. Over the past three months Castle Legos Pokemon Cards Heights, Creekview, the Castle Valley Center; Sally Maura, Helper Junior High, Westridge Middle School, Mont Harmon Junior High, Wellington, and Carbon High School studentsand staff have given of their time and money by doing such things as making donation cans and sediisg red, white and blue For a while- - it seemed easy. The value of most stocks increased almost daily during the 1990s, and everyone wanted to be in the stock market In die last 18 months, however, weve come back to reality. Sometimes the market has gone up, but mostly it has gone down. This situation has left maity people asking an important question, Should I invest in the stock market? No one knows what the stock market will do tomorrow, but looking at where we1 Ve been may give you a better idea of where were likely to go. Stock Market Performance in the Last 20 Years. The SAP 500 is an index that represents the prices of 500 major stocks. If you had invested $1.00 in the S&P 500 in 1980 and left it there until the rad of 2000, you would have had $1841. If you had invested $1.00 in Treasury bills instead of stocks fey the same time period, you would have had only $3.61 (Ibbotson Associates). Market Adjustments After a Boom. The economic boom of the 1990s may have spoiled us. We came to expect perennial 20 percent returns from our investments, and thats just not realistic. Historically, economic booms are usually followed by a period of adjustment in the stock market The economy cools for a time, arid stock performance star suckers to raise the $1837.50 check that is shown in the photo. The large card in the middle names the schools and is represented on the outside by an American flag. When the school in NewTbrk was contacted by Tamllos they were very touched by the coming donation and said that almost 1 slows down. Why Stocks Perform WelL When a companys earnings increase, its stock price will usually rise. When you buy a stock, you are betting that corporate earnings will increase. There is no guarantee this wiH happen, but history is on your side. Corporate earnings in the United States, western Europe and Japan have increased much more often than they have decreased during the past 200 years; accordingto the U.S. Bureau of Economic Analysis. This has caused stock prices to rise most of the time. .. The Short Tbrm. In the short term, anything can happen. Recessions, wars, terrorism and . mend that people have a portfostocks lio including for goals, such as retirement and college education, because of the markets longterm track record. But, only you can answer that question for yourself. A professional financial advisor can help you make these crucial decisions based on your financial situation. well-chos- en long-ter- Barbie Dolls Walkic Talkies And much more Mcinbcnhlp and eligibility required. everything they had in the twiildiiB other calamities can cause poor stock peribnnancefvafewdayst months or even years. If the money you are investing today will be needed in me to five years, the stock market might not be the best dunce. The Long Tkrm. In the long term, the stock market usualty results iq gains despite dips along the way. It has overcome a host of temporary declines to post annual returns far better than what you could have achieved through most other investments. However, there is no guarantee the stock market will perform this way in coming years. Past results are not a promise of future performance, and you should be suspicious of anyone who claims that their investments of-- Trucks It's never too early to get kids excited about saving, and there's never been a more rewarding way to get started. To join the Zoo Crew Kid's Club, just stop by your local UCCU branch, and say "I want to join the dub." Call us or visit www.utahcentral.com. today at Market ups and downs judged by yesterday By JOHN FORD Financial adviser P lISfeTMC; n special-saving- " W1:V utftMtoilft - !' ,t - - , ' ' ' a . A v . Utah Central Credit Union Were In it together 494 East Main, Price 637-096- 4 The weekly deadline; for submitting items for FYI is Tuesday at 5 p.m;: m ; , v v . Investing in the stock Most professionals recom- - Join us fora On behalf of my family, I would like to thank everyone in the community for their show of love, understanding, generosity, and heart felt wishes in this time of our sorrow. A special thank you to Robert and Bobby Etzel of Mitchell Funeral Home, the Reverend Nancy Boswell, Myma Bauermeister, and the Hospitality Committee of the Methodist Church. During a time when comfort is hard to come by, all of you have given comfort to our lives. Thank you. Super . . hnC food & Games Sunday, February 3 . Resented Our Sun advertisement s - S'. r , vX.Jn'.the' Sun-Advocat- to be an Associate Degree In Body '& Fender and 32 years :of experience: He accepts Insurance work. , t . ' pubfilsfcecf e Merrill Carlson, owner of Carlsons Paint & Body opened his business on Sept 10, 2001. Merrill has 'v. Miocate and Smety County PftogAess a- J;' Classifieds brought in the Customers! U by the Tuesday, 9febftuaAy 12, 2002 i 3TiLs special lias become a aiowte uiitli out mdm ,unlh kelplull Uijoitmatton on ptaiuiUig weddings. cOont miss tills opportunity to reaefc your . Carbon & 8mery County customers & customs. 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