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Show Sun Advocate Price, Utah Tuesday January 22. 2002 9B Setting resonable goals PUBLIC NOTICES USU Extension "Because the People Must Know Resolutions that are casually made and casually worked on arent likely to be kept. Goals, however that are reasonable, specific, measurable and that can be broken PUBUC NOTICE i lYwPriceRhwWdtarlmpravenwntDisarictliaocapIngbidellDriiesatoorttiafolowfng 1991 II Service TfUck2W-Driv- a pedes wi submit a sealed bid to lie Price Kvor Water Improvement District d Road Bkharotobi on b0toro5flOpja Fbruy420Q2rt265SouliFaiigroun and mariied Sealed Bid-SVehider, and Alin: Jeff nchene-Hiebi- d Interested wl be Fobnoty 5, 20Ket7a0pjn.Aepeciicatoneheeton each veNdeaunl as an opportunity tor bvpecfcn by inierested parte is rabble at the HsMcfi service opening center by contadinglbny ping stones to personal growth and accomplishment. In 19S3, Yale University surveyed its graduating class nipiusproptfty: 1967 Ford Bronco down into parts are great step- Mower, Fleet Maintenance Supervisor. Pubfished in Ihe Sun Advocate January 22 and 24, 2002. PUBUC HEARING NOTICE The Souiheaatam Utah Association of Local Govemmenta wi hold a pubic hearing to consider potenSal projects lor which iundbig may be appled under tfieCOBG Smal OSes Program for FY2002-2003- . Suggealom tor potenU project! wl be ado-Beboth verbally and in wring, horn al interested parlies. The expected amount of COBGhnda lor Ha lining year wl be (fanned along wHh tie range of projects algbie under Mi program and a review of previously funded projecta. The hearing wi begin at lOflOajn. on Februaryl, 2002 and wi be held at the Southeastern Utah Aeaodalion of Local Governments bulding at 375 S. Carbon Ave. Price, Utah 84501 . Further informa-Bo- n in compSance with tie can be obtained by contacfng Debbie Halt at Americana with Disabafies Act WMduab needing special accommodaflona (indudng audfaryoommunicaSveaidi and aenicas) during the hearing dmidnoHy Debbie Halt at at least5woridng the SEUALG, 375 S. Carbon Ave., Price, Utah 84501, dayspriertothehearing. Published in the Sun Advocate January 22, 2002. specific the goal, the more real it becomes as you visualize yourself achieving it. General ideas such as make more money, be happier or date more wont moti- vate you as much as specific objectives that you can visu- -, alize clearly and that enable you to see your progress. Break the goal into daily tasks. Unless you specifically plan steps to be taken on a daily basis, your goal will remain vague and will be easy to forget. Place reminders in a planner or a note on the mirror or desk to keep goals on your mind. Outline steps that can be built into your daily routine. If you can make the steps become habits, reaching the goal becomes the natural re- and discovered that only 3 percent had written goals. TWenty years later, Yale surveyed the same class and learned that the 3 percent who had written goals had amassed a net worth greater than that of the other 97 percent combined. According to Keith Ellis, author of Goal Setting for sult. Measure your achievePeople Who Hate to Set Goals, the moral of the story ments. There are two parts to is that goals work, but almost measure, the daily tasks that nobody uses them. As the new lead to the goal and the final goal itself. Though some goals year begins, it may be worthwhile to review some criteria are easier to chart than othfor effective goal setting. ers, marking off a calendar or Be reasonable. If a goal chart can motivate you as you is unrealistic, you wont try to see your progress, By following these simple pursue it and you will fall back into your old habits af- steps, anyone can achieve any ter only a few weeks or even goal as long as the goal is days. Set a goal that builds on within reach and realistic. your strengths and that you These steps will determine the success of any goal that believe is achievable. Be specific. The more any individual may make. Start plans now for a future inheritance of estate taxes youll have to pay. By JOHN D. FORD Financial adviser Americans will inherit more assets over the next than in any other SO year period in our countrys history, according to an October 1999 report by Borion Colleges Social Welfare half-centu- ry Research Institute. The report es- timates that U.S. citizens could leave their heirs as much as $136 trillion in assets between 1998 and 2052. What does this staggering estate statistic mean for you? First, you may be more likely to receive a mine sizeable inheritance than you think. Second, if youre a potential heir, you should start planning now to take full advantage of your eventual bequest Here are a few points to consider. Invest for your goals. For many people, a financial windfall can spark an urge to indulge in extravagances they wouldnt ordinarily consider. But if you take the time to think about what you really want in life, you may realize that youll be better off investing the money for important goals. Before doing anything with your inheritance, consider meeting with a trusted and knowledgeable financial advisor who can help you review your new financial situation. You may find that In the past, large estates have been trimmed considerably by estate taxes before they passed to heirs (only $675,000 was exempted from the Federal estate tax in 2001). Thanks to the tax relief act, the amount exempted from the tax will rise to $1 million in 2002 (and a top estate tax rate of 50 percent) up to $3.5 million in 2009 (and a top rate of 45 percent). In 2010, the estate tax is scheduled for repeal altogether, but it will be reinstated the following year if Congress does not reauthorize the law. The tax relief act will also eventually modify rules for calculating the stepped-u- p basis of inherited assets that have appreciated. Consult with your tax advisor or attorney regarding spe-df- ic tax issues. you can achieve your objectives, such as college for the kids or early retirement for you, sooner In addition, new rules for required minimum distributions from IRAs simplify die process and make it easier for beneficiaries to take distributions over their own life expectancy. Such flexibility will help you leave assets in the IRA longer and continue to benefit from any taxdefened growth. Therefore, it is important to review your IRA fibenefidaiy designations with a advisor nandal to enable you to take advantage of the changes in the required minimum distribution rules. Withdrawals made prior to age 59 and one half are subject to a 10 percent IRS pen- Once you review your goals, you may want to invest your newly alty. Work with your parents in planning. Probably the best way acquired assets appropriately. Consider taxes. The tax relief act of 2001 may affect the size of your inheritance and the amount wealth transfer is to include both generations in the planning process. Tklking with your parents long-ter- m than you previously thought. -, to plan for an intergenerational D3SQTVISm COGDIT UNION Annual Membership Meeting Saturday, January 26th, 2002 i l:00p.m Huntington Senior Citizen Center RefreshmentsDoor Prizes edlDcafl AcMjpmctoe We are pleased to announce that Dr. Ying will accept patients for acupuncture treatments. Weight loss not included. Call office for appointment. Wang Ying, M.D. 280 N. Hospital Drive, Suite 4 Price, UT 84501 435-637-62- 71 TRGGS FOR Did You Know? coNsaavflTioN The newspaper recycling rate has about their estate goals in a sensitive, helpful manner may ensure that their affairs are handled as theywish and help you stay informed. There are many topics to discuss with your parents. Financial and other assets. Encourage your parents to keep an up to date inventory of insurance, hank, investment, real estate and other assets, so it will be easier for heirs to account for their estate. Ifyour parents arent comfortable sharing the information now,suggest that they at least let someone know where to find Spring is the time to plant trees. UJindbreaks ore beautiful and beneficial to mankind, livestock, and wildlife, loui cost trees ore now available for conservation purposes. climbed steadily each year since 1988 when the newspaper and newsprint industries, with the help of communities, made For Information or to order Coll: Before March IS, ZOOt 435-687-29- 86 Quantities are limited - orders will be filled as receivedl AmHobia spadas Mud Austrian Pina. Nbnuoy SfincB, Bod Codon Cohfodo Bluo Spfvco, Gddan Pain Traa, Groan Ash. Simon Ayrbc Totorian Mapio, Norway Mapi Common Mac Sibarion fiaoshrub, Goidan Currant, Shunhbush Sumot NonUny Orany. Aodosiar Doywood. HonaysucUa, Chohadrany. Minimum order of 101 it Important documents. Ask your parents where their will and other legal papers can be found if they are incapacitated. These documents provide instructions on how their affairs are to be handled and can save you from having to guess at their intentions. Also suggest that your parents keep copies of such documents with their attorney or a family member, since access to their safe deposit box may be restricted at their death. Names of professional advisors. Encourage your parents to introduce you and other family members to their financial advisor, accountant and attorney. These important contacts can help you manage your parents estate smoothly after their death. An exceptional opportunity. While your share of the $136 trillion transfer mentioned above may not be a fortune, it may offer an exceptional opportunity to move further and faster toward your financial goals. If you have received an inheritance, start planning now to help your family make the most of it Ft-Dcn-ni . 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