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Show 4 Sun Advocate Price, Utah Thursday January 10, 2062 . FHA organization volunteers assist homebound individuals PATH . On Jan. 2, United States Housing and Urban Development Secretary Mel Martinez said that the Federal Housing Administra- By KAREN BASSO Sufi Reporter tion (FHA) is increasing its y home mortgage limit by nine percent. This move is largely due to the increased costs of building new homes. Effective Jan. 1, FHA is inhome mortsuring gages up to $144,336 in low cost areas and up to 1261,609 in high cost areas. The loan limits for dwelltwo, three and four-un-it also increased, ings making this a positive move for both mingle family buyers and those investing in units which have multiple I single-famil- . The College of Eastern Utah's SUN Center has recently decided to assist a new local volunteer organization called PATH. The PATH volunteers provide assistance to the program that has been set up to aid Carbon County who are homebound due to many different circumstances. Anyone who is homebound due to disability or illness mav participate in the newly developed program. In addition, local residents who are isolated, lonely or disconnected from the community may become involved in the program. The main focus of the organization is to provide those who need help with certain tasks someone to help them and to give them the comfort of having someone help with these duties. Volunteers for the PATH program are assigned to a Castle Valley resident who is disabled or ill. Hie volunteers perform various tasks for the individual. The tasks range from handling simple telephone calls for the shut-i- n to shopping with or for the homebound subject Volunteers will also visit with the homebound individual on a regular basis While visiting with the PATH participant the volunteer home and may complete minor repairs around the shut-in- s possibly stay with the homebound person while the priruns errands or rests. mary Hie newly formed PATH organization will partner with n the organization to provide volunteer services to Carbon County residents. Carbon County citizens who want to volunteer to assist the organizations efforts or individuals who feel they may need help and will benefit from the PATH program may contact the SUN Center at The center will provide callers with additional information regarding the newly founded organization. The PATH volunteers will not perform cleaning chores or provide health care or legal services to the homebound. The volunteers simply provide help and company for local individuals who may not receive companionship and assistance otherwise. care-giv- sets new minimum mortgage rates for Utah buyers single-fami- ly housing options. The FHA is sending letters to thousands of mortgage lenders and brokers to make them aware of the higher rates that can help families. In Utah, existing limits have been increased substantially in every county. "For the last year, housing has remained one of the stalwarts of our economy, said Martinez. These new loan limits will for-- gage premiums announced last year makes FHA an even more attractive home mortgage product to buyers in many income ther contribute to an even stronger housing marketing in 2002 and expand homeownership for many more fami-- levels. While most counties in Utah had limits of $132)00 last year, they are increased to this new floor of $144,336. Carbon is included as one of those counties. Salt Lake-Ogde- n area is in- The increase in loan limits will enable more working families to become homeowners and will help the FHA mortgage insurance program to keep pace with the robust housing market which continues to grow despite weakness in other areas of the economy. Low-incoand first time creased from $155,800 to $165,300. Utah County will have new FHA limits of $166,217 while Wasatch County is increased to $175, 75a The new loan limits are part of an annual adjustment HUD makes to account for rising home prices. Under federal law, loan limits are tied to the conforming loan limits of Freddie Mac and Ruinie Mae, federally chartered corporations that buy and pack- - homebuyers are attracted to loans because the agency requires only a three percent downpayment and permits family and friends to contribute to the initial home buying exFHA-insur- ed penses. In addition, FHA has more relaxed credit standards and permits borrowers to carry more debt than private mortgage insurers typically allow their customers to have. The increase in mortgage limits combined with benefits such as the reduction in FHA mort Three years ago the loan limits ranged from just $1 15,200 to $20800, levels below the cost of many homes in many communities. As a result, families who needed FHA mortgage insurance to qualify for buying a home were effectively locked out of the pto- The higher FHA loan limits will not cost the government any money, because the FHA Insurance Fund is folly supported by premiums paid by borrowers who receive FHA insurance. The increase will also benefit senior citizens who qualify for FHA-insurreverse mortgages. ed Reverse mortgages allow homeowners age 62 and older to borrow against the value of their homes without selling them. Homeowners can select a lump-su- m payment, monthly payments or tap into a line of credit. No repayment is required as long as homeowner lives in a home with a reverse mortgage. The reverse mortgage is repaid, with interest, when a homeowners sells the homeardies. With the new limits, HUD anticipates it will endorse $120 billion in mortgages for 12 million hones in 2002, an increase of $14 billion and 200,000 home; over 2001 levels. single-fami- ly er County's planning commission reviews French Quarters abandonment: Care-A-Va- (Continued from page 1) members of the planning commission brought up the fact that there was too much confusion on almost all the issues at hand. If the county is liable in any way, I think those lines need to be removed, pointed out Ibpo-loveIf we are not liable, I think we should leave it there in case of future development I just wonder who can answer this question conclusively. Our attorneys do not believe we are liable, indicated Carbon Commissioner Mike Milovich, who sits on the planning commission as the representative from the county leadership. But Pappas White still had another take to offer on the situation. The issuance of a plat and a letter of credit that I thought was irrevocable makes the county liable, stated Pappas White. The existence of that letter of credit could become significant in any action. Some people in attendance at the planning meeting felt that taking the lines out may not even solve the problem, especially if the compaction afterward is not done correctly. In fact, it could be worse. After the discussion, the planning commission decided to table the measure and have four things done. The planning panel members will have the county the attorneys office . c. WHedocaD Agio pan mctoe Wc are pleased to announce that Dr. Ying will accept patients for acupuncture treatments. Weight loss not included. Call office for appointment. Wang Ying, M.D. 280 N. Hospital Drive, Suite 4 Price, UT 84501 435-637-62- 71 issues. . The panel asked Scow to get a cost for filling the pipes with slurry to disable them. . ARIES A letter from Mel and Mary Frandsen, who own property in the area, asked the county planning commission to deny the companys request for more wells because of the problems the couple have had concerning land use agreements. Other residents in the area raised concerns about the impact and what the company is offering in compensation for access to their land. Levanger also had a concern, but on a different level We have gone out and pulled up the positions of some of the present wells the company has and I count nine wells that dont have permits, Levanger pointed out to the planning commission members. Brian Wood, the Huber representative at the meeting, explained the situation from die companys point of view. We inherited some of these wells from another company and on some we did not know there were not permits, stated Wood. We actually only drilled one well before we got a permit The rest we inher- V "i 86 East 100 So. 637-550- r : el. - "f : ft i Soup, salad & Vi sandwich n. ' iass $299 Dinner: to whom should be called if the I think we need to get them company is not meeting its obinto compliance. But I want to ligation to keep dust down. know why you are applying for As a county we shouldnt more wells when you havent have to police these condieven settled with many of the tions, stated Levanger. Compeople who own land in the area panies should do this as part of first, indicated Milovich as he their permit. If they don't do it pointed to the people in the au- their permit should be redience who had expressed con- voked. cerns regarding Huber. Earl Gunderson, one of the If we do rthis deal with planning commissions memHuber on outland, we will be bers, told Wood that Huber losing a $1,000 per year based needed to take care of the on the roods and wellsites tak- people in the county who had. ing up grazing space, said land around the companys Mildred Cave, a land owner in drilling operations. the area. You need to work with us They want to give us a one and the people of the county for time $800 payment and thats their protection, emphasized it. That will not make up for Gund-ersothe 20 years the well may be Following the discussion, the county planning commisthere, added Cave. Other residents felt that they sion approved the zoning, had been dealt with superfichanges and conditional use cially. permits for the company. I have been willing to go In' unrelated actions, the along with the going rate, planning commission mem pointed out Carroll Butcher of here: Ihlked about how it would Marsing Cattle. But this onetime lease money is not enough fill the vacancy left by Bill for the inconvemence and what Kirkwoods resignation from we put up with. the board. Milovich explained to the A suggestion was made that that comthe new member come from the the planning group mission couldnt hold up any Helper area and Mayor Joe permitting or zoning because of Bonacd be consulted for input financial disputes, between on potential candidates. In addition, Levanger passed .property owners and companies. out drafts of changes to the Butjust the same, what do county zoning codes that he and the staff are proposing. you think would be fair? Milovich asked the group. The changes outlined in the At least the recovery of draft proposal included:' what we have lost, said Cave. Renaming zones to reflect We have thought that one perwhat the areas really are rather cent of the take for those that than using confusing numbers, dont have mineral rights. and letters. The question of dust and Changing critical zone noroad conditions also came up menclature to reflect the uses as a number of people comUpermits. plained that Huber was not Adding classifications in armeeting the. conditions on the eas where there isnt proper permits the company already zoningpolicy presently. has. Implementing various other ' The public discussion changes in present zoning laws ranged from what kinds of con- having to do with such things ditions roads have been left in aaanimala and industrial areas. - 0 January Specials Lunch: ited.. The county planning commission members also asked Camp-bel- l to get a cost for both completing the project so it is usable as a utility or pulling out the lines and backfilling the trenches properly. The next issue on the planning meeting agenda was the request for a zoning change from a critical environment-- 1 to a CE--2 and the issuance of conditional use permits for 20 wells by the JM Huber Com- - wt 10 oz. 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