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Show Sun Advocate Price, Utah Tuesday March 5. 2002 9 United Way, community center urge residents to volunteer to assist in local byway cleanup projects The United Way of Southeastern Utah and the Community Volunteer Center, in cooperation with Castle Valley 'Ravel Region, are recruiting local residents to participate in the first spring byway cleanup projects, Volunteers interested in joining the cleanup effort will meet March 1 at 1:30 pjn. at 90 North 100 East in Price for a mandatory training ses- tact the Community Volunteer Center at sion. area. Hie training session is designed to ensure that no flora, fauna or relics are disturbed by volunteers working in the project areas. The cleanup is scheduled to start at the same location in Price on March 2 at 10:30 a.m., ' Weather permitting. should Volunteers ; bring gloves and drinking water as well as rakes and shovels. Carbon County residents interested in assisting with the Price effort are encouraged to con Interested volunteers will meet at the U.S. 6 and SR 123 site at 11:30 a.m. on March 2. Additional cleanup projects will be scheduled for the following weekend. The areas identified for the volunteer cleanup will include Heritage Park and Carbon High School For more information, local residents may contact Pamela Juliano at the United Way of- ! i ; ! . ! 637-891- 1. Students, senior citizens and families are urged to participate in the cleanup projects. A second cleanup effort will be conducted at the first turnout at the junction of U.S. Highway 6 and State Road 123, where the beehive monument is placed at the turnoff to the East Carbon fice at 637-891- 1. Balancing debt management with saving strategies are making a job change, don't forget to review your retirement savings and pick distribution By JOHN FORD financial adviser . election. Carbon County residents may want to consider how long it has been since they updated wills, reviewed investment portfolio or oks. Is your realized savings and earnings from a 401 (k) or other retirement plan. You must begin taking distributions from your account by April 1 of die year following the year in which you turn 70 172. Your distribution options may include keeping your money in your plan, enacting a direct rollover or takingacash distribution. Each option has different consequences, such as tax penalties. Ifyou have been let poor are your yob has been eliminated at the end of the year, know what you are facing. Check ifyour employer offers severance pay, which can vary from none at all to six months or more of your current salary. most important Resolutions local residents can toake is to commit to financial fitness. It may seem like an overwhelming tadc, so here is a finan-fi-al checklist: 'Balance debt management ind savings. Paying off loans may be S better strategy than saying, ft may sound it is relatively cheap to borrow (honey these days, however it can counter-intuitiv- the opportunity to continue health benefits for a specified A distribution is a payout of period oftime, ranging from efforts to make ends meet? , One of the 20 or more workers are generally required to offer employees e, u bp relatively expensive to save " use savings rates on popular 1 term accounts have dipped 'the rate of inflation. Using discretionary income Some companies may even reimburse you focunused vacation spending power today and in the or sick pay. In fact, some states mandate that unused vacation be foture, as well as provides a relaas wages. return. tively generous, nsk-frIf you are eligible, apply for However, you should remember that some debt is more oner- .unemployment immediately as it ous than other debt. may take two weeks or longer to Interest charges on credit process all the necessary papercards and auto loans, for ex- work. And check out the terms of ample, arent tax deductible. Interest paid on a home mortgage your loans as well Some loans, and most home equity loans is. such as student loans, offer pay- pay off loans boosts your ee ment deferral during periods of unemployment Shop for insurance. If you have been let go, companies with That makes home loans com-leexpensive after ftgratively ss Plan for job changes. If you 18 to 36 months. Premiums are paid entirely by the employee. This is called the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). The coverage is not cheap, but it enables you to guard against medical bills that could have a major negative impact cm your financial situation. Even if your job situation hasnt changed, you should reviewyour insurance annually to make sure that your coverage is appropriate to your current needs Tkke into consideration new situations that may have affected your insurance requirements over the past year, such as, getting married, having a baby or purchasing a new home or car. Consider other possible new needs for coverage such as disability insurance or business lipos-sfo- le ability. Check the pricing on your in- CVCT practicing for Century of Dreams' prices. You can do much research online and become educated cm your options. Castle Valley Community Theatre performers practice a scene from Century of Dreams.' The rollicking musical, by local composer Russell Wilson, mingles history and personalities with local color, creating a special evening Of pageantry and song for the apdianca The Salt lake surance plans against current . Create or update your wilL A will is a legal declaration that enables you to direct the disposi- tion of your assets upon your I (Continued on page 13) MW performances organizing committea and the community theatre group will present 'Century of Dreams' March 7 through March 9 as part of the Cultural Olympiad activities. The curtain at 7:30 p.m. at Price Civic Auditorium. Tickets may be purchased at the door. will go up I Award recognizes region rehab model When Rock Was Young.. Eastern Utah iqpon director Kart is the reripient of a special award from the American Indian Rehabilitation Center. E Kraync Cremations Price indudes Transportation; container Plastic; SutUtB, Die Spanish Valley Mortuary IBCOpUZBO itraync with an award for the best prac- Moab.Utah tices model program for vocational renauinaiJOfl io pfospecuw hit ptoyere. Classic Rock Show 'The presentation took place at a conference at the Seattle Center in A live band Featuring the greatest hits of all time from the 60s and 70s Washington. The project advisory committee sougnt moon tnoai ana 1! .state vocational renaounaiion throughout the country and selected the micro job placement management model submitted by Kraync. Trava Roanhorse, director of the Navajo Nation's office of special education and rehabilitation services, presented the avyanL 1 pro-gra- Saturday March 16, 8:00 P.M. At the CEU BDAC FEATURING "Superior Quality You Expect in a Home.1 nun OURPRKR 48,995 nrnmm rsi1 $24,995 Quality Wholesale Homes 1 Gates Fences Panels Advertise Here! 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