Show - '3!ia4AiM4b20 A9 The Salt Lake Tribune Monday April 29 1991 Do you know the cost of a new clutch? A credit wanling sign? 0 I never learned to drive a car with a stick shift Over the years I made occasiond al if attempts There owe was a boyfriend who said it was easy "Think of it as an '11"' he said neatly putting the car through its paces as we speeded up Seated next to him (no bucket seats) I shifted when he told me I also shifted when he didn't tell me "Do you know what a new clutch costs?" he yelped Then there was the time I decided I wanted to buy a sports car I was young I had a job I lived at home The salesman was accommodating until he let me get behind the wheel "I'm not very good at this" I explained I never could decide if the strange sound came from his grinding teeth or the gears I thought I half-hearte- heard him mumble I could have been mistaken Not knowing how to drive a stick shift never became an issue As a home the repair shop I couldni drive his car -See if your mother will go pick himher up? the children's father said hopefully I pointed out grandma 1ftov Lortglow:vosidLor didn'tgently have any children in elementary school He had the good grace to laugh and went to retrieve his Staff Writer child car the He traded the stick-shinext day and brought home one we both could drive matter of fact it had certain advanTime passes One by one my chiltages One day my husband came home with a cute little car he dren learned to drive They chose bought from a friend A manual manual transmissions for the gas transmission no less I sighed I savings the efficiency and frankhad to grow up sometime ly the fun I took another lesson "I suppose I'll have to learn how when my eldest daughter bought car because I wanted her stick-shi- ft to drive it I said to be able to help her drive it to He was nonplused "You have the station wagon Be- school She became excited xvhen I sides have you any idea what a uew shifted from third to fifth gear without pausing at fourth Picky clutch costs?" I've never been behind the wheel Say no more Except for the time he had the day off and someone again from school called to say one of the Big deal Who needed it? For children was ill Our old station years I had a car and we had a ton truck If a tree fell I just wagon was in its okegh ft home-away-fro- m hooked the tree to the truck and pulled it off the road We needed extra horse feed? That truck could bold a load Then it blew up Now I'm at an impane There are two pickup trucks at my house I've always longed to have one I carry stuff Like the day I needed sandbags and I bad my husbands Cant get credit donl have the cash? — well maybe you shouldn't be trying to buy whatever it is But that's not the American way Not qualifying for credit is discouraging but it also should be considered a warning sign you have overstepped your spending limits Not paying attention to these warnings and trying to get alternative credit from loan sharks or "dial 900" credit-repacompanies usually ends up costing you more A common method of getting around credit restrictions is called Products most commonly offered on n basis are televisions a audio equipment large appliances and furniture Rent to own deals prey on two consumer vulnerabilities: The tendency to consider only the cost per month as opposed to the total price The desire to have the product immediately rather than saving for car -You carried a thousand pounds of sandbags in the trunk of my car?" He was prone to exaggeration It couldn't have been more than 500 73 -re- pounds I digress I could use a pickup My son generously has offered me his My daughter remains noncommittal That's OK I don't blame her She's seen me in action In the past few years I've had to learn to do so many things I never wanted VI do learning to drive a stick shift would just be one more I admit the quality of my life would improve vastly if I could shift gears How much can a new clutch cost? always attracts them! — Grace Nesbit Tucson AriZ Q After using a computer all day my eyes get tired and puffy Do you have any homemade remedies that I can apply to them that len be soothing and refreshing? — Jean Mathers Portland Ore A Here are two inexpensive hints: Wet used tea bags work wonders for puffy eyes Put them in the freezer for a few minutes and while they're getting cold dab some olive oil on your eyelids Put a tea bag on each eye and lie down for 15 minutes or so Carefully remove the oil by dabbing lightly with a clean tissue or cotton ball Another terrific way to soothe those tired eyes is to soak a couple of cotton balls in cold milk apply to closed eyes and lie down for 10 minutes You'll be surprised how wonderful you'll feel! — Heloise DEAR HELMS& Some motels supply complimentary shampoo and shower caps My husband and 1 use the shampoo but not the shower caps so we take them home I came up with the idea of using them to cover leftover food in bowls The elastic fits around them and they can be washed and reused They're much better than plastic wrap which gets thrown away We're helping the ecology by recycling — - 4" Heioise I - imik4 paints and water Carry deviled eggs in one DEAR HELOISE: Whenever I go to my mother's or a friend's house for dinner and get a doggie bag to bring home I immediately store my car keys in the refrigerator next to the goodies I can't get very far without my car keys so I never forget my gift — Forgetful on Long Island DEAR HELOISE: If you have a covered garbage pail in the kitchen sheet it helps to put a fabric-softenon the bottom of the pail Then put a plastic garbage bag into the pail A pleasant odor fills the can Simply replace the sheet when needed — Ruth Richter Sarasota Fla DEAR HELOISE: My pet peeve is those awful people who won't walk a few more steps to return grocery carts to the return rack My car seems to be a magnet that According to Dr Barbara Rowe family resource management specialist in the Utah State University College of Family Life the added cost can be substantiaL Your seemh cost may ingly affordable end up totaling more than twice the price of the item if purchased out- - Co Breezing through the new Better Homes & Gardens Household Hints and Tips book you will come across ways to repair jewelry how to clean a compact disc and how to discern a good from a bad egg But when you come across the section on how to properly pick up an injured bird how to put a cat in a basket and what to feed a rabbit you will be won over right away The American home today is a whirlwind of electrical equipment furniture people of different age groups and who knows how many pets If serious about surviving the homemaker must be ready for anything Offering 3670 pieces of information this book covers all the bases from basement to chimney (By the way to remove rust stains from a stainless-stee- l sink use a lemon wedge) The book makes good reading is good for references and giving It costs $20 softcover and $30 hardcover at bookstores ing ly st you had been putting toward its purchase n does not fall tinSince der the Truth in Lending Act that applies to traditional credit arrangements information such as annual percentage rate (APR) won't appear on the contract If you were to figure it out you might find that you are paying 200 percent APR or more Rowe says She suggests that before you even n consider a arrangement make sure you haven't exhausted all the other possibilities such as: Is there a retail store where you can buy on the layaway plan? loan Could you get a short-terfrom a bank credit union or your employer? Could you get by with a used item from a yard sale or classified ads? There aren't many pluses to rent rent-to-ow- Mere itt se Beary Unique Boutique 41- 4 a 110 Zbe 0 P - 14 solo t '7-- ' 4 ' ie " - ey The nondenominational Christian Women's Club of Salt Lake City will have an "Early Bird Gardening" luncheon May 8 at 12:30 pm at the Olympus Hotel and Conference Center 161 W 600 South On the program agenda: "Growing Ideas" by Mitchell's Garden and Gifts "Cultivating Sounds" by Jamy Lawler "Planting Seeds of Thought" by Christy Reid Reservations cost is $775 must be made before May 6 with Mrs liar-olGil lit otill:v 2- 410 $400014t ''L zó) t Newcomers' Club installation event ': 4 (t S East ve71 1 I: :': i - vt e:'1'r4'''1 e '':i'::7:::' " ' - ab v "hugable" Bears r0 2V will talk to customers and personally autograph each bear while telling the stories about how each bear was created so Al " 4-- --- lib V' 0 07t:1 to - tte SB- 21 8 : - 'r' 1 - F—--4-- ::"A:A'4' f :- t 00 kg'1 ''''' A- ip-:- - 1: :: ' ::'?li' : 4: - ::r - 4' y :'2: :::):-': r :::::::::::) ::: :::: Pick up your commemorative paperweight at Newspaper Agency 143 South Main - ::': :' Front page news of the beginning and ending of the GULF WAR Limited edition detailed in quality English pewter with a felt back t -: :::::-:-:::- it '' 9 i Street or direct Add mamolled ' : : 1 H - I shipping and handling Allow 4 to 6 weeks for delivery Ci C2 Cli CI CI CM CI CI co ci - - :" ' ' ' I ts ci La La' ta tal mi ti cs ri EN ci itz CI CI CI C3 I21 Send check or money order (no cash please) to: Newspaper Agency Corporation Gulf War Paperweight 13 c Salt Lake City UT a a NAME C :iii::':'::::'': —: a (' f 'i t :tk-- 16:fg - 1 1 tti (ACTUAL SIZE) ' Ms Shirley Hock Designer Of e go:cio9 Z 1) 'Ace:!: yj ''''--- a ' : ' (A1140:t:te i11 7 '' PO Box 45838 op lc 1 - ' or 14ra:4 : ' " 30-Ma- y s ''':': tiV4)41 i ' I 1 al 1 f 1 'I 1 rt '''''::!' 1 -- -$ - 4 Hostess: Judy Dunford ----1 re 113 t$ i 0 4:4: 1tth"o it Homemade Crafts Visa and MC Accepted Central Checkout Buffet Daily — All Day 44:'''if ' "4:6 ' 1- 41 v-i- i4 Over 80 Artists with rot6 ir' d 0 l '''' Booths restocked daily - 47111' -lt' '4n ilt: 4 1991 10:00AM to 7:00PM April IsEillut frl la' Tuesday thru Saturday 147g) "7 -- ' ( l't New Location: II -- 0-2- i' t (Formerly Bond's Reception Center) Salt Lake City Utah ' 14 - 2000 ---- -- ER 441 j P! South cons-time- r I 0 Olympus Hills 2700 it Dennis Hinkamp is formation witerfor Utah State Unit' versity MImBm RA irvEk : 11111 lilt 0wo has moved from rent-to-ow- gaffe Ztibunt tmilam Guido d n t11t '' I t arrangements Howevei st need or want you have a short-terto try an appliance before buying itr n may be your only alter- native to-ow- ti?: C' 1 LomintmemliAmammmloimmmom m -- :tee41 moosot Om 4 1 ::t' : :: sented May 21 by Stephanie Zimmer (No lecture scheduled May 14) Steve Talbot will discuss "Mind Body Connection" May 28 eo t - rent-to-ow- rLY---kYTEDEDIET- "Reconstruction Options After Breast Cancer Surgery" will be pre- dur- pany by calling ing West Coast business hours Christian group dates luncheon Newcomers' Club of Salt Lake City Inc will meet May 14 at Ninos Restaurant 136 South Temple A social hour at 11 am precede the noon luncheon There will be installation of new officers and the Lite Touch singers of the Mountain Jubilee Chorus will entertain For reservations send check for $14 made out to Newcomers to Cinda Hall 4362 S Parkview Drive Salt Lake City Utah 84124 You may attend as a prospective member if you have lived in the Salt Lake Valley for less than two years There is an annual open enrollment in March of each year taking Slim-Fa- If your dog loves to run out to the driveway to greet guests at least give them a sign You can get Dog Crossing Signs which are yellow and black — according to US Road and Highway specifications — and are 18x18 inches They are made from weather-resistan- t enamel on steel They come in Lab Brittany English Setter Golden Pointer Springer and Chesa 0 Slim makes Wandering to you-provid- - Ongoing lectures addressing the needs of breast-cance- r patients and others affected by the disease continue through May sponsored by Holy Cross Hospital's Breast Care Services The lectures are Tuesdays at 7:30 pm in the Moreau Auditorium 1002 E South Temple The next topic to be presented May 7 by physician John Ward is "What's m Our Future: Overview of Breast Cancer Research" your dietary powder like easy to take to the office It comes with a thermal bottle battery operated mixer mixing tumbler and container for your powder The result is a cold homogenous shake right at your desk Wandering Slim is $1995 and can be ordered from the California com- Rowe says the cost may be even higher if you miss a payment Because it is a rental agreement you may have the appliance repossessed if you miss the third or even the nextto-last payment You not only lose the appliance but also all the money ZORT call- Oh it's hard to diet when all around you are munching constant- right Send a great hint to: Belt:Ilse PO Box 795000 San Antonio Texas 78279 or fax it to P Dr Barbara Rowe family resource management specialist: Utah State University says make sure you ask these questions before signing a contract for a rentto-own 7: item: What will the total price be and bow does that compare to retail price? Total price is the rental price rrultiplied by the number of ! payments Is the item you're renting ne s? If the contract doesn't spe cifically say "new" you can probably assume the item is used Can you buy the item outright at some point during the term of the rental or are you required tot make all the payments before you assume ownership? J Are repairs included in the rental agreement price? Are a substitute during the repairs? Are payments stoppe4 1 during the repairs? Is there a large Thalloon7 payment near the end of the tertp of the rental agreement? What is the penalty for miss: ing a payment and is there a pen- alty for terminating the agreement before the end of its term Are there extra charges fdr insurance even if you already have homeowners or renters coy: erage? it Ruby Morris San Antonio Texas Every little bit helps! — Heloise DEAR IIELOISE: My preschooler is fascinated with the plants in the house After he dug up several to "see how they work" we came up with this idea We planted beans in an old fish bowl filled with dirt The seeds were put along the outside of the bowl so he could see the roots as they grew He was delighted with his plants and mine are no longer being pulled up — Nancy Ogden Nashville Tenn Q I have looked everywhere for a box large enough to hold a quilt for gift wrapping All the ones I've found are too big or too small Do you have a hint — J Smythers Portland Ore A Have you thought about using an under-the-be- d storage box? It would be perfect for wrapping the gift and provide a place to store it He loduring the summer months ise About dusting dogs and dieting Breast cancer Ron Gasbarro peake breeds and are $2995 through lectures set of Manchester Vt by Associated Press Orvis By Pt t Ask question's': before signing nt-to-own" rent-to-ow- Miniblind ambition's next to godliness m Hinkamp 4 per-mont- -- I ir I Q What is the easiest way to clean miniblinds? They are vinyl and about an inch wide Boy I hate cleaning them — Karen McDonald Victoria Texas A I agree! They aren't the easiest to clean Here are a couple of suggestions to make it simple Put a mismatched sock over your hand and spray it with window cleaner Close the blinds and starting at the top go over them side to side then do the back side Or take the blinds down and put them flat on a concrete surface (or on a surface that you are not afraid to get wet and soapy) Using a solution of mild dishwashing soap and water and a soft brush or nylon net clean away Rinse well and dry immediately Be very careful when you clean miniblinds They can be scratched easily and may break if care is not taken Also a quick dusting with the upholstery attachment of your vacuum will help prevent a heavy build-u- p — Heloise DEAR READERS: Five handy ways to use an empty egg carton: Make a seed starter Store jewelry Store plant bulbs Use a plastic foam carton to hold Dennii 1sfiteg'' v :t $1299 EACH QUANTITY SUB TOTAL 84145 SHIPPING ADDRESS $300 TOTAL 4 0 CITY STATE ZIP ' PHONE 11121121:201:31MICICIMOMICIC111:113011MICICIC110111211:110C3C21311:11k Et C |