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Show Wednesday, April 8, i998 !nw-e6- Page 7 Nephi, Utah j0 teczza cczr.03 Crso Ccr 3G3 Dovj AmopoGCira ILognon E)5gOd,3g3 fJlocOnGaD fcr.:5Di!oo tuyfcg C3fcD E:ocno Pocdp flo tccr.:o ei cponcop hundred down payment contribu free the Utah Legislature In Utah families from across the tion is typically available to state home buyer established the Utah Housing be fortunate enough to (SonOop EaoaDOfo GGceeranrag The families with household incomes Finance Agency to provide Tffco Three, lower-incom- UHFA e 1975, larg-er-si- will soon become home owners. first-tim- e de- Utah Housing Finance Agencys below $28,500 annually (income (UHFA) Board of Directors has limits vary by size of household approved the release of $25 mil- and by county). lion of mortgage funds that will UHFAs low interest rates make home ownership affordable make buying a home more affor families with modest in- fordable than renting in many comes. A 6.10 cases, and home ownership UHFA allows families to control their housing costs by able to Utahs lower income, enabling them to escape the spie home buyers paying 2 ral of ever rising rent rates. percentage points discount. Be- UHFA Executive Director, Willcause coming up with the down iam H. Erickson, said, "This inpayment and closing costs are credibly low rate along with e home down payment assistance will big obstacles for make the key difference in allow6.40 offer will a UHFA buyers, e Utahns to purmortgage loan with absolutely no ing home. These chase their first discount points being charged. This greatly reduces the down hard working families finally espayment and closing costs re- cape the spiraling rent increasquired of UHFA home buyers. es Of apartment living and will Many of these families will find be allowed to get control of their home ownership less expensive housing costs. Those interested than renting an apartment. Mon--' should act quickly because these ies will also be available for down low rate mortgage funds will not 'payment and closing cost assis- last long. tance. Application information may UHFA will target the $25 mil- be obtained by calling UHFA toll lion in mortgage funds to first-tim- e horns state. Prospecthe across buyers tive buyers may qualify for these fixed interest rate through mortgage money will be availfirst-tim- first-tim- lower-incom- YJcSeh lower-incom- e, yciro : Changes low-inco- fast-foo- many as four normal servings. When you compute that a typicola drink contains cal nearly 100 calories, switching to a large cup can add another 300 calories making one drink the equivalent of a small meal. If you must take advantage of the cheaper, larger size, then share it with a friend, Hattner says. Snack items such as muffins or bagels. Many people are semuffin instead lecting a size. of the traditional People see the larger item at the same price and feel cheated if they stick with the sensible size. When you make this switch, youre probably going to gain weight in a few weeks unless youve increased exercise or cut back on another food choice, Hattner says.. Examples of healthy portion sizes recommended by registered dietitians, she says, include: a piece of meat (3 ounces) about the size of a deck of cards; a serving ofbaked potato about the size of a computer mouse; and a serving of fresh fruit about the size of a baseball. weight-producin- g ZIUi To ftw sm r Superior Quality You Expect In A Home. Meet See ceritaSt fer role ond !. Pick-u-p STOW-I37Q-0JJ- ofcb Electronics 205 N Main, Nephi I M tel Moke? Total Choice Platinum and USSB Entertainment and poor picture quality? Get DIRECTV and tell your cable company a Buy now and well give you one month Unlimited absolutely FREE! hike. 0 ?ri te. (&d efi, cauw C;j QVC MSMWriPPtiiM I rrr m ibs m 7 h rI ll IHJ dSS prices starting as low as $199. See your local satellite dealer today or call - M.& dc $32 Best 27. ! n- Cii 'fcrfpznjrl lte Hw 800-405-37- 3 & PEGASUS 1 SATELLITE TELEVISION Vhae! MslaaMMlaaatannewoaFMMkir 4 Vt - legtaam. Computer & (435)623-422- 2 0. CSSSf SSf?S3? Nduwk Some wtodioni apply 536-780- EI1C N DISH - provider. Why put up with rising rates, limited programming FEATURING Unbeatable Deal oerlfcate to received $60 oeA on your ini the job seeker valuable informaThe District Four American tion on depression, and manag- Legion Spring Convention will be held on Thursday, April 16th, at ing time and money. Job the to Floyd, 6:30 p.m. at the Eldred Center, According Seekers Guide to Utah also con- 270 West 500 North in Provo. tains lists of employment servicThere will be a pot luck dinner es, job hotlines, schools in Utah followed by a short program. Veand newspapers that can point terans and auxiliary members the job seeker in the right direc- who have passed away will be tion. One free copy of this book honored with a special memorican be obtained by calling Labor al service. force Services. Market Information at the DeAmerican Legion and auxiliathe Seekers Job noted Floyd Guide to Utah gives the reader partment of Workforce Services ry member are asked to bring a Additional books favorite pot luck dish to share an introduction to living, work- at each. cost $3.00 and their own dishes. ing and finding work in Utah. The reader can use this book to tt Mtln; expand their resoJurces for findFEATURES ing job openings and as a guide STOW-I- T 5rii to getting that job. It provides driving you nut? Heavy Duty Steel Construction V'-liAffordable ' Convenient. Secure, 'li ' guidance and tips for filling out Fast Delivery & fas & Full Swing Doors applications, resume writing, Ground Level Access and interviewing. It also included information about Utahs 48'xl02x9 12' economy, each countys economy, hot jobs ofthe future, occupation40'x8'x8 12' T al wages, and available educa20x8'x8 ' tion and training. There is even (801)977-888- 5 2438 West 100 South Sak Lake City, Utah a chapter dedicated to coping REFRIGETEIUrTS AVlBL (800) with unemployment that gives to take tefesi rW?r neixtt vjccEz Job Services has released the Job Seekers Guide to Utah, Fourth Edition. The comprehensive guide book provides job seekers with helpful information and resources necessary to obtain employment in Utah, according to Stacey Floyd, Labor Market Information Coordinator at the Utah Department of Work- the most movies and sports of any other minklish service or cable mom, r convention Then torn on DIRECTV and find out what 3 3 million subscribers already know. DIRECTV offers Dina Come in far your Legion Tired of cable rale increases? COIiCO. HarrtfadNb 0. your cable company to take a hike instead. 43,320' first-tim- oil VJorMforce 225-720- Tell low-inco- low-inco- will perform health screening procedures covering blood pressure, diabetes and cholesterol and will do nutritional counseling. Appointments are required. Tb make an appointment, veterans should call the VA Medical Center on its toll free number, Extension 2575. Veterans attending the clinic should also bring a copy of the following: Discharge Certificate, DD form 214; Medical insurance cards (if they have such). If further information is required, please call Ken Nix At Department! Services releases Job SccEicr's Guide do Utah friendly to your financial budget may be destructive of your calorie budget, says JoAnn Hattner, a registered dietitian at Stanford University Medical Center and a spokesperson for the American Dietetics Association. "Americans are being lured into eating larger portions because they are responding to marketing hype instead of paying attention to portion sizes recommended under established guidelines, such as those established by the U.S. Department of est rate allows a household pyrAgriculture in its food guide ' ' $28,500 attnu-- amid, she says. ally to purchase ah $87,000 home Among the most common with a monthly mortgage payFast-foo- d ment of approximately $650. soft drinks. You reThis payment includes insur- ally dont think that giant soft drink is one porance, taxes as well as principal and interest payments on the tion, do you? The giant cups res- d loan. This results in a several available in many hundred dollar monthly savings to the first time home buyers under the UHFA program as compared with rentals. UHFAs mortgage rate is generally more than one full percentage point below conventional rates and allows many households to qualify for home ownership who would not otherwise. The program announced today by UHFA is also offering down payment assistance for very home buyers. Under CHAMP program, apUHFAs of 10 the $25 milproximately will be funds lion in mortgage down to receive payment eligible and closing cost assistance up to 4 of the mortgage for very home buyers. This TRIPLE SECTION set aside portion of UHFA funds HOME may substantially reduce the down payment contribution by fta Ddrwry A SUy the home buyer, thereby making Approx 193 iq. I home ownership possible for e home buyers for many the first time in their lives. The 50 E. 430 8., Mm pit-fall- s: support the care of the veteran population. Veterans are encouraged to enroll and receive an identification card establishing their category of eligibility. Normally, veterans must go to the Veterans Medical Center in Salt Lake City to enroll in this program. However, in order to simplify the enrollment process, district four of the American Legion has arranged for the Salt Lake VA Medical Center to conduct a combined health screening and eligibility enrollment clinic in Provo. At this clinic, forms necessary for the enrollment will be completed and personnel from the Medical Center The American Legion District Four is sponsoring a Veterans Administration Medical Center health screening and enrollment clinic in Provo on April 16th at the Eldred Center, 270 West 500 opportunities throughout the North, from 1:00 p.m. until 6:00 state. UHFA is totally p.m. and receives no In order to more fully serve appropriations or any other veterans, the Veterans AdminisUtah. funding from the state of tration Medical Centers are esTo date, UHFA has financed the tablishing mobile health screenpurchase of nearly 40,000 homes and enrollment clinics to infor families, as well ing access to VA health care. crease as affordable apartment rentals this process, the hospifor more than 5,000 households Through will be able to establish a tals in every county of the state. data base which will give them These programs are funded information lecessary for future through the issuance of UHFA facilities of required to planning bonds to private investors and through certain income tax shelters marketed to corporate investors. All bonds are sole obligations of UHFA. No tax dollars or other funds of the state of Utah are used in any way to finance UHFA program housing. portion siscs tvhon drying do slim down mortgage monies provided their income ahd the cost of the home Giant economy-siz- e portions they want to buy is below certain may seem like good values if limits. youre buying food or drink, but Limits vary from county to consuming oversized portions is county across the state depend- a surefire way to wreck your ing on the size of the household weight-los- s plan, says a Stanford and the location of the home pur- nutritionist. chased. that may seem Many Utah households are paying upwards of 'currently ' $900 a month in rent, and unlike a mortgage payment, their rent will continue to steadily rise in the future. Monthly mortgage payments , on the other hand, remain virtually unchanged over the 30 year life of the loan. Currently, UHFAs average household income served is under $29,000 annually however, many households earn much less. As a general example, UHFAs new 6.40 mortgage inter- cent, safe and sanitary housing for low- - and moderate-incom- e households in the state. UHFA is a public Agency which finances and develops affordable rental and home ownership housing 02 DIRECTV. , |