OCR Text |
Show THE 10 ; m m m m High-tec- h government care, coverage for only 17 percent have bought insurance that specifically prolong-ter- m vides it. care is for people Long-terwho need help taking care of m themselves after an injury, illness, stroke or disease. While more people think of it simply as moving into a nurs- ing home, it can also include having a healthcare aide come to your home or staying in an assisted living facility. Surprisingly, 40 percent of the people who need long-tercare are actually quite young, working adults under the age of 65 who need help after an accident or injury. Why aren't people planning for this vital need? After all, we plan for retirement, college and other important things. The survey, which was funded by State Farm Insurance, found considerable confusion about long-tercare. For example, almost half the people surveyed mistakenly believe their health insurance or disability insurance will pay for m care. long-ter- Others are not aware that Medicaid will only cover longterm care if you've used up al- most all your financial re- sources. And, in the most telling comments of all, half said since they won't need care until they're long-ter- m older, there's no need to think about it now. Experts say it's time to wake up and change that way of thinking. Given the fact that 71.8 percent of people over the age of 65 will need some form of long-tercare, families need to consider long-tercare insurance as part of their financial plan, said Sharon of McAuley, health at State Farm Mutual Automobile Insurance Company. m m vice-preside- nt Long-tercare insurance can help protect assets, preserve choices and provide independence. We think families should at least be discussing their individual needs with someone they trust. job flight threatens security, prosperity by Alan Tonelson NAPS- if they or a loved one needs it. Only 37 percent have actually started saving money to cover those costs. At the same time, while the overwhelming majority, 89 percent, believes it's important to have some type of private or - The dramatically quickening flight overseas of and professional jobs high-tec- h represents the ultimate betrayal of American workers by current U.S. trade and globalization policies. At risk are American's future livelihoods, our country's world technological leadership and thus our national security. During the 1990s tech boom, globalization supporters confidently made a promise to Americans: If they seized new opportunities to retrain and themselves, they could stay ahead of global competition and easily move from vanishing smokestack manufacturing to the better paying "industries of the future." Yet in the next decade, literally millions of jobs in fields ranging from software engineering , to financial analysis to account ll ing and even government record processing are likely to e countries move to like India. The technological know-hoto make the world's most advanced products, including weapons, will move with them. Even during the tech boom, the globalizes' promise rang hollow. For example, though growing rapidly, the total number of technology and professional jobs remained meager. Existing retraining programs had a dismal record. The globalizing of the choicest occupations, however, shows that even overcoming these obstacles won't bring economic security. It also discourages young Americans from studying science and technology and refilling our national talent pool. High-tec- h and professional job flight is often defended as a low-wag- w . natural outcome of economic evolution. Yet it usually stems from specific U.S. trade policies that encourage American companies to supply the U.S. market from penny wage labor -- countries. manIndeed, once blue-collufacturing production work was off- - shored during the 1980s and 1990s, manufacturjobs were sure ing's white-colla- r to follow once technology permitted. Numerous service providers can duplicate this business model, too. But if trade policies have promoted these practices, then trade policies can end them. Washington must encourage U.S. manufacturing and service companies to supply the U.S. market from facilities at home. Our technology future and all its economic and security benefits can only be 'Made in America. to Provide Sanpete Valley Health Health Care WASHINGTON, D.C. The Coalition for Responsible Credit Practices (CRCP), a credit counseling industry organization, says recent government seizure of the Consumer Credit Counseling Service (CCCS) of Utah is one of the worst scandals that has ever occurred in the industry and points to the need for fundamental changes in the way the credit counseling industry is organized and regulated. As the Salt Lake Tribune reported recently, the "Utah Division of Consumer Protection seized control of Consumer Credit Counseling Service of Utah to investigate why more than $60,000 is missing from a trust account the agency set up to pay bills for clients trying to get out of debt. Acting on a court order, the agents entered the nonprofit credit counseling service's Salt Lake City office and told staff members gathered for a companywide meeting that CCCS was closed and its bank accounts and assets were frozen." Other news accounts reported that investigators are looking into whether the Utah CCCS failed to have a real board of directors. McCagno had been ordered to return his cell phone, credit cards and a 2000 BMW to Utah officials, who say the shortfall may be greater than first thought. The CCCS of Utah was one of the founders of the creditor sponsored National Foundation for Credit Counseling (NFCC), an umbrella group of nonprofit credit counseling agencies. Until just a month before being seized, it was fully accredited by the group. "Clearly, as the Utah scandal shows, relying on the old creditor-spo- to regulate the industry is not adequate to protect consumers, said Fair 2004 Saturday, May 1st, 8 a.m. to 12 Noon Michael Barnhart, CRCP Executive Director. "The industry is fundamentally changing from one of small nonprofits which provide counseling to one of larger national businesses which not only provide advice to consumers, but also handle seriously large amounts of money through debt management plans. A large and growing national industry needs national government regulatory standards and competition." CRCP recommends two fundamental changes to the industry: 1) National standards. National regulation that embodies industry best practices standards is needed to preempt 50 often ineffective, wasteful state laws. A single national law will allow credit counseling agencies er SALT LAKE CITY- - Efforts to increase the number of deer and elk in Utah will continue this year through a reduction in the number of antlerless hunting permits available in the state. Division of Wildlife Resources (DWR) wildlife biologists will present recommendations to decrease the number of antlerless permits for many of Utah's deer and elk herds at an April 20 public meeting. The meeting will originate in Salt Lake City and will be broadcast to locations across the state. After viewing the interactive presentation, those in attendance can ask DWR officials questions. After the question and answer period, citizen Regional Advisory Council (RAC) representatives at each location will take public input. They'll present that input to the Utah Wildlife Board when it meets April 29 in Salt Lake City to approve Utah's 2004 Antlerless Addendum. The April 20 RAC meeting begins at 6 p.m. People may participate and provide their input at any of the following locations: Central Region, Skaggs Pharmacy Building, University of Utah, Salt Lake City; Northeastern Region, Uintah Basin Applied Technology Center, 1100 E. Lagoon St., Roosevelt; South eastern Region, Carbon High School, 750 E. 400 N., Price; and Southern Region, Snow College South, 800 W. 200 S.. Richfield. Cow Elk Permits The biggest reduction DRW is proposing is in cow elk permits. DWR is recommending 6,587 cow elk permits for this fall, down more than 4,300 from the 10,952 available in 2003. "We're about 10,000 animals under our statewide objective of 68,400 elk," said Jim Karpowitz, big game coordinator for DWR. "We want to do all we can to slowly bring the statewide elk population closer to that objective." Doe Deer Permits Biologists will also recommend a reduction in doe deer permits. The DWR will recommend 2,105 doe deer permits for this fall, down 1,500 from the 3,605 available in 2003. "The number of fawns produced last spring was the highest we've seen in three years, but the total number of deer counted afterlast fall's hunting seasons was down from the previous fall," Karpowitz said. "We're recommending the reduction to take fewer does and help build the herds." Most of the doe deer permits DWR will recommend are for cca T u Mmj Body Composition infant seat check to make your child secure. a.m. with their helicopter. Hearing and Eye Screening Sleep Study Information Brown Bag Medication Evaluations Tours of the new Birthing Rooms and PACU Rooms (if available) AND MUCH, MUCH MORE! WinmmuLCfr, 1 i I 7YV t F00-UZZt- cerns. Doe Pronghorn Permits The DWR will also propose 222 doe pronghorn permits for this fall. Most of those permits would be two-do- e permits that would allow the holders to take two doe pronghorn off the Plateau unit in south-centrUtah. "The pronghorn herds on the unit are doing so well that they're now above the objective for the unit," he said. "Increased doe hunting and transplanting animals from the unit to other pronghorn units are two ways to bring the herds within objective." Cow Moose Permits The total number of cow moose permits would remain at 23, the same number offered in 2003. Condition of Utah's Big Game Herds It appears that Utah's deer, elk, pronghorn antelope and moose herds made it through the winter in good shape. "We're still doing our spring deer classification and mortality surveys, but it doesn't appear that there was any major winter loss," Karpowitz said. "The winter was fairly severe from Salt Lake City to Brigham City, but it was pretty mild everywhere else." Spring and summer are crucial times for big game animals as they give birth to and care for fawns and calves. Karpowitz is hoping for good rainfall over the next few months. "Good precipitation during the spring and summer is important in providing the animals the forage they need," he said. For more information about the meeting, call the nearest ' i DWR office. 1 1 Name: West 200 South in Mt. Pleasant Address: Sex: Phone: T-s- be offered Monday, April 26 thru Saturday, May 1 by appointMammography This for is 36 for an appointment. ment ONLY. screening test ONLY. Call Sanpete County will sponsor a Smoke Out on April 23 from 6:30 to 7:30 p.m. in the Sanpete Valley Hospital Conference Room. Plan now to attend. Registration on May st will be in the Hospital front lobby. The employees of Sanpete Valley Hospital, Sanpete Valley Healthcare Foundation, and Six County Area Agency on Aging are sponsoring this Health Fair. i areas where there is agricultural depredation or rangeland con- - Saturday, April 1 7 Registation at 10:30 a.m. Race at :00 a.m. Starting line at the intersection of 200 Other Things Available: 435-462-4- tax-exem- Fun Run Walk Registation Form Wasatch Academy's 9th Annual Fun RunWalk AGAIN THIS YEAR!! - DON'T WAIT IN LONG LINES! The above laboratory tests 1 through 5 will be offered all week days from 8 a.m. to 5 p.m. beginning Monday, April 19 through Friday, April 30. Those who come before April 29 can receive their results on the day of the Health Fair, May 1 . Blood drawing will also be available May 1 at the Health Fair. Results will be mailed to individual's homes. DiabeticNutritionalCounseling provided by Rachel the new Dietician. Massage Therapy, come get a relaxing massage. Visit the Brace Caboose with Dr. Richard Barnett . ZD04 S-?- 0, fatly 1 JvW. tu HCKinU CCd.CPln will 2) More competition and business involvement. Current state laws and creditor mandates frequently restrict credit counsel- ing services exclusively to tax-- ! exempt groups. Changing state laws and creditor practices to lift these restrictions and allow more professional business involvement wouldcreate more competition and give consumers more choices, lower prices and improve ; service. . More participation by professional, taxpaying businesses would improve the administration of funds for those enrolled in debt management plans. ; enti-- 1 And, while ties are frequently exempted ; from basic regulatory scrutiny, professional businesses are usually already under some regulatory review. The CRCP also makes a number of specific recommendations for improving the industry. To find out more, go to will be recommended at April 20 public meeting Mvtercycle Utah Highway Patrol to do Life Flight will be here at 9 states that have weaker standards or poorer enforcement. Reductions in antlerless elk and deer permits unA, Smoke Free NFCC nsored to spend more of their time and resources on serving clients, rather than sorting through 50 different state requirements. National standards also guarantee that agencies will not be able to set up in, or move to ar Working Together Excellent Thursday, April 15, 2004 care Coalition for Responsible Credit Practices calls Utah CCCS Credit Counseling a scandal Study shows few plan for long-terNAPS Wake up, America! A financial crisis could be looming for which no one is not prepared for. This is the loud and clear conclusion of a Roper study care which about long-tershows that most Americans have done little to prepare for what could be one of the largest expenses they'll ever face, their longterm care. This study is a real wake-u- p call for people to start thinking about long-tercare, says the American Society of Aging (ASA). People need to take the first step of getting some guidance care about their long-terneeds. Careful planning can help preserve assets if you ever care in a nursneed long-terassisted an living faing home, cility or even in your own home. But the Roper study of people 45 and older shows how few are actually taking that important first step. More than four in five, or 86 percent, of the people surveyed said it was important they have enough money to be able to care setting choose a long-ter- PYRAMID Size: M L XL 1 Signature: the above, you th participant, releases all sponsors of any legal for the event which you are aware Is extremely hazardous. Make checks payable to: Wasatch Academy, 120 South, 100 West, Mt. Pleasant, UT 84647. Deadline for In signing liability and testifies that you obtained independent Insurance is April 1 2, 2004. For information, 435-462-2- 41 1 ext. 111. i |