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Show \ Witfors Moniter CAN YOUR TEENAGER BALANCE A CHECKBOOK? FEBRUARY 23, 1996 Visit Southern Utah’s Premier Manufactured Home Sales Center “spartan GUERDON “4 By: John DeVilbiss - Teenagers spend $99 billion each year - $63 billion of their own and $36 billion of mom's and dad's, according to the National Endowment for Financial Education and Teen Research Unlimited. That is a lot of body piercings, pizzas, CD's and clothing. It is also a huge reason why parents and teachers should be arming these young consumers with skills in financial management, says Liz Gorham, Utah State University Extension specialist in family resource management. In support of teaching Utah youth financial skills, Gov. Mike Leavitt signed a proclamation Feb. 1 declaring February as the Utah Financial Literacy for Youth Month. He asks that Utah middle and high schools increase emphasis on teaching financial planning, the value and importance of saving money, and the wise use omes Village Ask for Chris “B” Coming Attractions The Pub at Off 1-15 Exit 57 at 1365 South Main * Cedar City, Utah 84720 Telephone: 801-865-1198 « FAX: 801-865-1098 Come in and see the difference quality makes! TOOL BOX RENTAL, INC. March 9 - 9:00 P.M. - 1:00 A.M. & Equipment Sales Justice March 15 Fast Eddy of income and credit. To help schools in this effort, USU Extension, in cooperation with the High School Financial Planning Program, is offering free training to teachers. The training consists of a sixunit, 10-hour program financed through the National Endowment for Financial Education. The financial program encourages schools to apply educational approaches that provide teens . the financial tools necessary to live within a budget, to balance their bank accounts and to learn how to " plan, Gorham says. The program is usually taught in connection with home economics, consumer education, business, economics, or The Pub is a private club for members only. 413 South Main Milford, Utah 1275 N. Main P.O. Box 95 Tooele, Utah 84074 Phone (801) 882-2865 GARY APPLEGATE 801-387-2498 (801) 882-5169 S.L.#(801)582-1006 FAX # (801) 882-2868 be career development classes in middle and high schools. "By helping our teens become more financially literate and proactive in the planning process, we can help contribute to their personal financial stability," she says. "A positive offshoot is that, in the process, we are contributing to the economic well-being of the state of Utah." The High School Financial Planning Program now enrolls more than 500,000 high school students from 6,000 schools in all 50 states. Utah schools already involved include Altamont, Beaver, Dixie, East, Milford, Northridge, West, Pine View Middle, South Davis Jr.. The program forces students to stop and think | about the ways they spend their money, Patricia Johnston, a high school teacher at High and Salt Lake Community High. It ‘opens a dialogue between parents and students says East also and teaches students where to go if they get in trouble with their finances. “Most of my students did not have any financial ‘training’ before the program," Johnston says.| “Money, like sex, does not seem to be discussed with children in most Utah families." Most of her students say they want to know how to get credit, buy insurance and learn what it takes to buy a car. This is important considering that many teenagers spend their money on "nonessentials," she says. "And that makes this plogram even more important since this sort of program is not included in Utah's high school curriculum.” Teachers interested in receiving training for teaching the program can contact a USU Extension ,educator in their counties. A county Extension office is found in the telephone directory under Utah State University Extension. They can also » ARAE CREDIT UNION invites everyone in your family to become a member contact Liz Gorham at 797-1535. ALTHYA YOUNGMAN MEMORIAL POETRY CONTEST NOW OPEN A$ 1,000 award will be presented to the winner of. the Althya Youngman Memorial Poetry Contest, sponsored by San Francisco's famed Artists Embassy International. The contest is open free to everyone. IT’S THE BEST PLACE TO BORROW AND THE BEST PLACE TO SAVE "Our desire is to keep alive the memory of Althya Youngman who passed away this year at the young age of 87," says Richard Angilly, the Embassy's Poetry . Director. "As the founder of our nonprofit organization, in 1951, this wonderful lady inspired the lives of young poets for almost half a century. Thanks to praiects like these she will continue to be an inspiration." The rules: (1) Send one original poem 21 lines or less, (2) Your poem may be written on any subject, rising any style, but must be positive in tone, if not MAR-261A inspirational. A love poem would do nicely. (3) Be sure your name and address appear on the page with your poem. (4) The deadline for entering is April 15. A winner's list will be sent to entrants on or before June 1. “We encourage beginners," says Mr. Atigilly, "and our judges understand that. All the same, fresh and original poems will be upper most in their minds. Many times a poem can be improved by merely editing a few words." Send your poem to: Free Poetry Contest, Artists Embassy International, 1598 Shrader Street, San Francisco, California 94117. Beaver County Western Riding Club Just a reminder, our February meeting will be next Tuesday, February the 27th in Minersville at the Legion Hall at 7:30 p.m. We would really like to see everyone there, we have a lot of things to decide. Remember...All Dues need to be paid by April Ist. Vision Screening Milford-Minersville-Belknap Elementaries Wednesday, February 28 Beginning at 10:00 A.M. Southern Utah ederal Credit Union MILFORD OFFICE P.O. Box 798 . Milford, Utah 84751 38/-2422 we BFEICES MSOTTOCATED: IN ST. GEORGE, CEDAR CITY, HURRICANE ¥ |