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Show March ."0 c / 4 0 "•' lc PRODUCERS 1A-cirni_rip, ° -4 / ens to Ne 'etb-N% VC) ' NI\ No fooling. A home energy audit from Questar Gas® is a slam dunk way to conserve energy and money — not to mention making your home more comfortable. Did someone say rebates? For a paltry $5 a Questar Gas technician will visit your home, conduct an energy usage analysis, and give you a detailed report on both little and big things you can do to conserve natural gas. Follow through on any of the rebate-qualified recommendations and you'll get the $25 audit charge back as a credit on your gas bill. Such a deal. Don't forget, Questar Gas is offering some major rebates when you install energy efficient appliances. Check out the sweet savings below. Call 1-80o-695-7375 between 7 a.m. — 5 p. to schedule an audit today. $50 — $ 100 Rebate ENERGY STAW High- efficiency gas storage water heater $300 Rebate 90%+ efficient gas furnace $400 Rebate High- efficiency gas boiler system $50 - $75 Rebate ENERGY STAR" clothes washer Thermism: $30 Rebate "Don't be afraid of those new, digital thermostats. They help you save money, time and natural gas. They also do the dishes and laundry — in your dreams. High- efficiency gas clothes dryer Therm to your rescue. QUESIGIIP As the energy wise guy, I'm here to help you conserve natural gas with tips, rebates and incentives. Check out my hints, helps and variety of wisecracks at ThermWise.com . a ThermWise.com Copyright a 2010 Questar Gas Company . IRS: HAPPY SEVENTY-AND-A-HALF BIRTHDAY! THE ELDERLAW FORUM — Professor Michael Myers cause of conflicting reports. "It's confusing," he said. Here is the current status: Required minimum distributions from IRAs and defined contribution plans were suspended in 2009, allowing those typically required to take distributions to further grow their account values without penalties. But RMDs returned in 2010. I advised him to contact human resources and verify that it is a "qualified plan," exempt from the RMD withdrawal. The failure to withdraw a full RMD on time in any year exposes a person to an IRS penalty of 50% of the required amount that wasn't distributed. Eventually the caller will have to begin withdrawing monies from one or both of his retirement plans. If he doesn't need the RMDs for living expenses, he should consider re-investing the after-tax proceeds into tax- LE Errol, 435-616-2829 - embutah@gmail.corn ENERGY STAW tankless gas water heater Or, if you're more of a do-it-yourselfer, visit ThermWise.com or call 1-80o-695-7375 between 7 a.m. — 5 p.m. for a free audit you can fill out at home. Send it in and you'll still qualify for the rebates and savings. allowing you to delay taking RMDs as long as you continue to work. "Does that mean I don't have to start taking out monies from my retirement accounts?" asked a 71-year-old senior helpline caller. He has spent the last 20 years working for a national banking system that maintains a contributory retirement plan. Assuming it is "qualified," he would not have to begin withdrawals until April 1 of the year following his retirement. "When do you plan to retire?" I asked. "I don't," he responded. "I've been rat-holing money for 50 years," he said. "I worked for a processing company for 30 years and now 20 with this bank. I've never made big money, but I've lived within my means and taken full advantage of the tax-shelters built into both retirement plans." He called be- Receipts: 950; Last Week: 748. Last Year: 1,577. Feeder Steers: mixed wts under 600 lbs 3.00-4.00 higher; instances 6.00-8.00 higher; 600-650 lbs steady; 550-800 lbs 1.00 higher; over 800 lbs weak to 1.00 lower. Feeder Heifers: mixed wts under 550 lbs and 700-750 lbs firm to 1.00 higher; 550-650 lbs 4.00-5.00 higher; wts over 750 lbs 1.00-2.00 lower. Holstein Steers: 1.00-2.00 higher. Slaughter Cows: firm to 1.00 higher. Slaugher Bulls: steady. Feeder Steers: Medium and Large Frame 2: 200-250 lbs scarce; 250-300 lbs scarce; 300-350 lbs scarce; 350-400 lbs 121.00-129.00; 400-450 lbs 116.00-127.00; 450-500 lbs 118.00- 128.00; 500-550 lbs 115.00-126.50; 550600 lbs 113.00-126; 600-650 lbs 104.50-114.50; 650700 lbs 100.50-109.75; 700-750 lbs 96.00-105.50; 750800 lbs 91.50-99.00; 800-850 lbs 90.50-98.00; 850-900 lbs 88.00-95.00; 900-950 lbs 84.75-94.75; 950-1000 lbs scarce. Holsteins Steers: Large Frame 3 Baby Bull Calves: scarce; 200-300 lbs scarce; 300-500 lbs 74.50-84.50; 500700 lbs 72.00-83.50; 700-900 lbs 66.00-73.50; 900-1000 lbs scarce. Feeder Heifers: Medium and Large Frame 1-2: 200250 lbs scarce; 250-300 lbs 108.00-109.00; 300-350 lbs 109.00-115.00; 350-400 lbs 113.00-120.00; 400-450 lbs 111.00-121.00; 450-500 lbs 105.00-116.50, pkg 122.00; 500-550 lbs 104.50-116.00; 550-600 lbs 99.00-110.50; 600-650 lbs 100.25-109.00; 650-700 lbs 91.00-100.00, pkg 104.00; 700-750 lbs 88.00-96.25; 750-800 lbs 89.0090.50; 800-850 lbs 86.50-92.50; 850-900 lbs 83.50-87.75; 900-950 lbs 75.00-81.50; 950-1000 lbs 80.50-80.75. Heiferettes: 53.00-81.75. Stock Cows: Medium and Large Frame 1: Few Pairs: 670.00-950.00/pair. Slaughter Cows: Boning 80-85% Lean: 51.50-60.00; Breaking 75-80% Lean: 52.75-57.50; Commercial: scarce; Cutter 85-90% Lean: 41.00-49.25. Slaughter Bulls: Yield Grade 1000-1500 lbs 58.2565.00; 1500-2425 lbs 67.50-75.75; Yield Grade 2 10001500 lbs scarce; 1500-1645 lbs 58.75-65.75. Feeder Bulls: 1075-1350 lbs 61.25-69.00. Catlid Ladville $300 Rebate Free do-it-yourself audit. The IRS keeps track of birthdays. It takes particular note when you turn 70, because six months later you may have to do something you would rather not do: Begin withdrawing monies from your IRA, 401(k), 403(b), or individual retirement account, locations where your savings have earned interest and have been safe from federal and state taxmen and taxwomen. The withdrawals are called RMDs, or "required minimum distributions." They must begin by April 1 of the year following when you turn 70-and-a-half. The RMD amount will be based on the December 31 value of the account in the year prior to the year you turn 70-and-a-half. In all subsequent years the RMD must be distributed by December 31. But qualified employer retirement plans offer additional flexibility, AG MARKET NEWS $750 Rebate Solar-assisted gas water heating J Page Garfield County Insider 201 efficient accounts such as a mutual fund or municipal bond fund; or invest the proceeds in a 529 college savings plan for his grandchildren. Fifty years on the job and "rat-holing tax-free money" is paying off. (Pro bono legal information and advice is available to person 55 and older through the USD Senior Legal Helpline, 1-800-7471895 ; mmyers@usd.edu . Opinions are solely those of the author and not the University of South Dakota). I got this (copy) in an e-mail message and was both surprised and a bit amazed over it's considerations. What do YOU think? how does it affect your thinking? If you could fit the entire population of the world into a village consisting of 100 people, maintaining the proportions of alll the people living on the Earth, that village would consist of: 57 Asians...21 Europeans...14 Americans (North, South, Central)...8 Africans. There would be: 52 women & 48 men...30 Caucasians & 70 Non-Caucasians, 30 Christians & 70 i Non-Christians, 89 heterosexuals and 11 homosexuals. 6 people would possesss 59% of the wealth and they would all come from the USA, 80 would live in poverty, 70 would be illiterate, 50 would suffer from hunger and malnutrition, 1 would be dying, 1 would be born, 1 would own a computer & 1 (yes, only one) would have a university degree! If we looked at the world in this way, the need for acceptance and understanding would be obvious. If YOU woke up this morning in good health, you have more luck that one million people, who won't live through the week! If you've never experienced the horror of war, the solitude of prison, the pain of torture, were not close to death from starvation, then you are better off than 500 million people. If you can go to your place of worshhip without fear that someone will assualt or kill you, the you are luckier than THREE BILLION (yes!) people! If you have a full fridge, clothes on your back, a roof over your head and a place to sleep, your are wealthier that 75% of the world's population. If you currently have money in the bank, in your wallet and a few coins in your purse, you are one of the 8 priviledged few amongst the 100 people in the world. If your parents are still alive...AND still married (!!)...you're a rare individual. Why not share these words? QUIZ: Who Said These Words? Mankind's Seven Sins: Commerce without morality, politics without principle, wealth without work, pleasure without conscience, education without character, science without humanity and worship without sacrifice? HINT: This person was a great moral leader in India!! GREAT USED CARS Now Available! We can consign your used vehicle for sale. (Dealership # 7735) Why go all the way to Cedar for Auto Repairs? We have brought Cedar City's best automotive technician home to Garfield County. 389 N. Main Panguitch Utah 435-676-8300 30+ Years of Experience ASE Certified Suspension Si_ Alignment Specialist for 20 years |