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Show The Garfield County Insider Page 4 Every1Counts February 19, 2009 LEGAL NOTICES Good or Useful? If Not, Don’t Say It, Do It or Think It! NOTICE TO WATER USERS The State Engineer received the following Application(s) in Garfield County (Locations in SLB&M). For more information or to receive a copy of filings, visit http://waterrights.utah.gov or call 1-866-882-4426. Persons objecting to an application must file a CLEARLY READABLE protest stating FILING NUMBER, REASONS FOR OBJECTION, PROTESTANTS` NAME AND RETURN ADDRESS, and any request for a hearing. Protest must be filed with the State Engineer, Box 146300, Salt Lake City, UT 84114-6300 on or before MARCH 18, 2009. These are informal proceedings as per Rule R655-6-2 of the Division of Water Rights. (The Period of Use is generally yearround except irrigation which is generally from Apr 1 to Oct 31 each year.) NEW APPLICATION(S) 97-2342 (A78355): Quinn and Doneen Griffin propose(s) using 1.73 ac-ft. from groundwater (North of the high school) for IRRIGATION; STOCKWATERING; DOMESTIC. 97-2343 (A78363): Elaine Shurtz propose(s) using 1.73 ac-ft. from groundwater (Within Escalante City) for IRRIGATION; STOCKWATERING; DOMESTIC. 97-2344 (A78368): Paul A. Garvey propose(s) using 1.73 ac-ft. from groundwater (NW of Escalante High School) for IRRIGATION; DOMESTIC. By Cynthia Kimball Humphreys Have you ever wished you hadn’t said, did or thought something? Well, yeah, me, too. And not just once either. For most, it’s a daily occurrence. With some days actually better than others (yes! A glimmer of hope). Sometimes we do things out of fear. Or ignorance. Sometimes stupidity. Or habit. Sometimes because of pride. Or because of envy or jealously. Some might say, “I put my foot in my mouth” or “I put the cart before the horse.” I know of one woman who said false things about people. Turns out she had a “side-job” embezzling money from the company she worked at. Was she saying false things to cover up her “side-job”? One man I know hangs out only with people who are popular and good looking. Yet, if you were the only one in the room, you would be his best friend. That’s, until his popular and good looking friends showed up. Then, you wouldn’t exist. Another woman I know flirts with husbands. So does a man I know (with wives, that’s). And I’m not talking about customer service or missionary work or even making people feel important because we need and should be doing that. I’m just talking about, well, the kind of flirting we should be doing with our spouse. Or walk around a mall and you can see cleavage a plenty (not what I sign up for when I go shopping). It’s been said that scantly clothed people have low selfesteem. Not to mention that shorts and skirts seem to be getting shorter and shorter. But just because everyone else is doing it doesn’t make it right. Or better. I know of one woman who plays mind games. What does this say about a person? Especially at 30, 50 or even 70 years old? And one man, asked a woman, after not seeing her for many years, “Are you still active?” (active in church, that’s). Couldn’t he have said, “How’ve you been? It’s sure great to see you! You look great!” None of us are perfect. We’re here to become better. Let’s just put more thought into what we say and do. And of course, what we’re thinking. You know, assume the best and give people the benefit of the doubt before making a judgment and classifying someone. Observe each other doing right. Then model that behavior. And when we see someone do or say something wrong or inappropriate? Let’s learn from it and decide to be different. Better yet, ask, is it good or useful? For information on coaching, consulting, speaking or training contact: Cynthia Kimball Humphreys, Vice President, Every1Counts, P.O. Box 574, Hatch, UT 84735. Ph: 435.632.1489, Fax: 435.735.4222 or Email: kimball@every1counts.net. Website: www.every1counts.net. © 2008 Every1Counts, LLC. All rights reserved. Boyd P. Clayton, P.E.STATE ENGINEER Published in The Garfield County Insider on FEBRUARY 19 & 26, 2009. UPAXLP GET YOUR DECALS NOW. We are authorized by the Utah DMV to renew your vehicle and give you a decal before you leave. Ask us about “on the SPOT renewal.” Grain Stocks Corn Stocks Down 2 Percent from December 2007 Soybean Stocks Down 4 Percent All Wheat Stocks Up 26 Percent Corn stored in all posiSoybeans stored in all All wheat stored in all tions on December 1, 2008 positions on December 1, positions on December 1, totaled 10.1 billion bushels, 2008 totaled 2.28 billion 2008 totaled 1.42 billion down 2 percent from De- bushels, down 4 percent bushels, up 26 percent from cember 1, 2007. Of the total from December 1, 2007. a year ago. On-farm stocks stocks, 6.48 billion bushels Soybean stocks stored on are estimated at 454 million are stored on farms, down 1 farms totaled 1.19 billion bushels, up 57 percent from percent from a year earlier. bushels, up 5 percent from last December. Off-farm stocks, at 3.60 bil- a year ago. Off-farm stocks, Off-farm stocks, at 968 lion bushels, are down 4 at 1.09 billion bushels, are million bushels, are up 15 percent from a year ago. down 12 percent from last percent from a year ago. The September - No- December. Indicated dis- The September - November vember 2008 indicated dis- appearance for September 2008 indicated disappearappearance is 3.64 billion - November 2008 totaled ance is 436 million bushels, bushels, compared with 889 million bushels, down down 25 percent from the 4.06 billion bushels during slightly from the same pe- same period a year earlier. the same period last year. riod a year earlier. Public Notice Garfield County is accepting bids for surplus 2008 Diesel Pick-Up Trucks. Minimum bids are $29,000. Bids will be accepted until 5:00 p.m. March 12th 2009. Information regarding the pick-up trucks can be obtained by contacting: Garfield County Engineer , 55 South Main , P.O. Box 77, Panguitch, UT 84759 , Phone (435)-676-1119 Garfield County reserves the right to accept or reject any and all proposals. Published in The Garfield County Insider on FEBRUARY 12, 19, 2009. UPAXLP PUBLIC NOTICE Please take notice that the Garfield County Commission has scheduled a public hearing on Monday, February 23, 2009, at 11:00 a.m. in the Garfield County Commission Chambers, located at 55 South Main Street, Panguitch, Utah, to receive public comment regarding the following: 1. Final Subdivision Plat Approval for City Limits Ranch Subdivision BEGINNING AT THE SOUTHEAST CORNER OF SECTION 19, TOWNSHIP 31 SOUTH, RANGE 1 WEST, SLM; THENCE N90°00’00”W ALONG THE SECTION LINE 1316.05 FEET; THENCE N0°43’21”W 1109.28 FEET; THENCE S89°58’49”E 368.80 FEET; THENCE N60°07’19”E 25.21 FEET; THENCE N25°30’26”W 534.12 FEET; THENCE S75°00’00”W 182.00 FEET; THENCE N0°07’28”W ALONG THE FENCE LINE 245.05 FEET; THENCE N01°44’28”E ALONG THE FENCE LINE 849.36 FEET; THENCE S89°16’28”E 101.14 FEET; THENCE S0°06’44”E 102.71 FEET; THENCE S89°57’38”E 167.00 FEET; THENCE N0°06’44”W 100.71 FEET; THENCE S89°16’28”E ALONG THE FENCE LINE 1033.10 FEET; THENCE S0°05’33”E ALONG THE SECTION LINE 627.91 FEET; THENCE N89°58’14”W 658.36 FEET; THENCE S0°06’08”E 329.34 FEET; THENCE S89°58’32”E 329.15 FEET; THENCE S0°05’51”E 987.94 FEET; THENCE S89°59’25”E 329.07 FEET; THENCE S0°05’33”E ALONG THE SECTION LINE 658.57 FEET TO THE POINT OF BEGINNING CONTAINING 63.45 ACRES. Published in the Garfield County Insider February 12 and 19, 2009. UPAXLP Think Twice Before Taking Out 401(k) Loan Article Provided by Brandon Henrie, Financial Advisor for Edward Jones Investments. Your car could break down. You might need a new furnace. You have to pay for one last term of college for your child. Whatever the reason, you may someday need a large sum of money in a hurry. And as you look around for a source of funds, your eyes might come to rest on your 401(k) plan. It’s there, it’s yours — why not tap into it? Actually, there are some pretty good reasons for not dipping into your 401(k). But before we get to those, let’s see how you might access the money in your plan. Some employers allow 401(k) loans only in cases of financial hardship, although the definition of “hardship” can be flexible. But many employers allow these loans for just about any purpose. To learn the borrowing requirements for your particular plan, you’ll need to contact your plan administrator. Generally, you can borrow up to $50,000, or onehalf of your vested plan benefits, whichever is less. You’ve got up to five years to repay your loan, although the repayment period can be longer if you use the funds to buy a primary residence. So you’ve got some time to repay the loan, you’re paying yourself back with interest, and the repayments are probably just deducted from your paycheck. Sounds pretty good, right? What could be the problem with taking out a 401(k) loan? Since you asked, here are a few of them: You’ll likely reduce your retirement savings. Your 401(k) plan is designed to help you build funds for one purpose: retirement. To encourage you to take advantage of your 401(k), the government defers taxes on your earnings and allows you to make contributions with pre-tax dollars. But when you take out a loan from your 401(k), you are removing resources earmarked for your retirement. And even though you’ll repay the loan, you can never get that time back when your money could have potentially grown. You’ll be taxed twice on the loan amount. As mentioned, you typically contribute pre-tax dollars to your 401(k). But when you repay the loan, you’re doing so with after-tax dollars. When you withdraw the money at retirement, it will be taxed again. You’ll have to quickly repay the loan if you leave your job. If you leave your job, whether voluntarily or involuntarily, you’ll generally be required to repay the loan in full within 60 days. If you don’t repay it by then, the outstanding balance will be taxable — and if you’re under 59-1/2, you’ll also have to pay a 10 percent penalty tax. To avoid putting yourself in the position of having to someday borrow from your 401(k), try to build an emergency fund containing six to 12 months’ worth of living expenses. Keep the money in a liquid account so that you can tap into it quickly. It can be tempting to borrow from your 401(k) today — but if you can resist this temptation, you’ll almost certainly be glad tomorrow. |