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Show Page 14 August Parade of Homes 20. 1996 Presidents Message visit Welcome to the 1996 Northern Parade of Homes. are very enthusiastic about this years theme, Foundations For the We to our fixed site in West Kaysville and the other homes scattered throughout our counties. We are proud of our dedicated builders and associate members who Future." The Northern Wasatch Home Builders take great pride building the American Dream and providing for our families now and in the future. We are excited to bring to you another great Parade of Homes. I hope you will enjoy your make our HBA one of the strongest builders associations in the state. We are highly committed to education, integrity, and professionalism in our businesses. Our HBA sponsors scholarships, fund raisers and other worth-w'hilcommunity causes. We are pleased to announce that the proceeds from Home 23, Shrine, will Experienced Professionals to Assist You Free Delivery Design Layout & Table & Floor Lamps Fluorescent Lighting Halo Recessed & Trac Kichler Landscape Lighting Consultation Lighting Fixtures Casablanca Fans We THE MORTGAGE MINUTE be donated to the Shriners Hospital Burn Center. Scott Stratford Northern Wasatch Home Builders Association President c h i c n Service IANDSC AM bring good 8 things to LIGHT Selection Competitive Prices by MICHAEL KINGDOM WHAT IS LOAN Theie is a ditterence between loan and HOMEOWNERS CONTRACTORS BUSINESSES uncan ighting 295-554- 8 290 S. Main Bountiful, Utah refers to the broker 01 agent working with the buyer to determine how much house they can afford and which loans aie available to them. can save the buyer both time and money. It can also be a good bargaining tool when dealing with a sellei. tor a loan is not the same as means that the lender has definitely committed to lending the money to the buyei. when the house is approved. This is a much stiongei pledge and also a much moie valuable negotiating tool. Only a lendet can but a moitguge give broker may be able to obtain fiom underwiiteis with as little as a phone call So when you hear someone talk make sure about hom the it's e lender and know that your bioker can get it for you. For questions on all aspects of mortgage and sound financial advice, call the professionals at You Wont Get Fleeced At Our Berber Sale. For a limited time, Mike & Sterlings Flooring Center is cutting prices on many of our fabulous Berber carpets. These Berbers have all the beauty of natural fiber, but at a fraction of the cost of wool carpets. 100 Stop by Mike & Sterlings Flooring Center today and take advantage of these special values. Because when it comes to Berbers, we wont pull the wool over your eyes. Academy Mortgage 801-299-90- 35 "Working to do more than you expect. .MIKE'S & STEItLI.WS FLOORING CENTER ACADEMY Ai WA 485 MORTGAGE N. 500 W. BOUNTIFUL you can leei fhe Quality' 292-90- 0 r mcrica!s Carpet GaSery. Where QudtykAfindcile. |