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Show Parialu Ord3r Ddmrtm WESTERN . MERI UnivarBity of utoh Salt Lake City, Utah 84112 VOLUME 15, NUMBER 133 Warns On Self-Righteousne- SALT LAKE CITY, Suimmw Court Decisions I ss Capsule - Auto Collision Bankrupts U WHITE SULPHER SPRINGS, Sen. Marlow W. (UPI) has warned against an "emotional reaction in determining the underlying causes of increasing personal bankruptcies. In the text of a speech prepared for delivery July 8, to the Commercial Law League convention here, Cook noted a "shocking increase in bankruptcy among individuals, employes and consumer debtors. "Individual wage earners now account for well over 90 per cent of the total yearly insolvencies. Cook said many persons attribute this to easy credit. He said it was fashionable to cite moral decline as the underlying cause of changes that are not understood. Without dismissing any possible reason, we must guard against an emotional reaction which satisfies our sense of without attempting to find the correct solution. W.VA. Cook, R-K- ss Life Insurance Firms Mortgage Holdings up - NEW YORK (ACCN) Mortgage investments by life insurance companies in 1970 amounted to $7.2 billion, the largest category of new long-terinvestments. The total, however, was $350 million less than in 1969, according to the Institute of m Insurance. Farm mortgage acquisitions decreased $226 million, or 42 per cent. Nonfarm FHA mortgages acquired decreased by $208 million, or 35 per cent, and new nonfarm VA Life mortgages decreased by $132 conventional mortgage acquisitions, however, were $235 million more than in 1969. million. Nonfarm The life companies acquisitions of directly owned real estate, amounting to $859 mfllion during the year, increased by $65 million, or 8 per cent from the previous year. ZONA LARSEN, Plaintiff & Appellant v. BREITLING BROTHERS CONSTRUCTION, Defendant Appeal: 1) For verdict in favor of appellant. 2) Error in instruction claimed. Trial Court: Verdicts FOR owner of car and guest Verdict AGAINST driver (appellant). LAS VEGAS, NEVADA (ACCN) passenger. economic recovery according to Conrad Jamison, vice president and economist for Los Angeles-baseSecurity Pacific National Bank. Speaking before the Council of Western Retail Associations annual meeting here recently, Jamison said, "There have been several economy segments of the where a revival of activity has been d Keeton Backs Reasonableness Insurance Rule a. honoring objectively reasonable expectations cannot be applied with mathematical precision. Bui at least it will help us expose to reasoned debate the kinds of considerations thut ought to be decisive when policy forms contradict the expectations of policyholder and beneficiaries. Mr. Keeton said occasional decisions exemplifying excessive zeal in awarding recoveries contrary to policy provisions may lead some to doubt that it is wise to adopt an explicit principle of honoring objectively reasonable expectations. I draw a different inference, he said. "Even the best principles can be misapplied. And there will always be differences among us about what is a faithful application and what is a misapplication of even those principles we believe to be most fundamental and essential to the legal system. "Even taking into account what will seem to each of us, in his particular judgment, the occasional deviations from sound application, it nevertheless seems appropriate to recognize this principle explicity. It is a more candid and informative explanation of results ihan the invention of ambiguties when they do a practice that not in (act exist yields us little guidance because it virtually precludes the open articulation of standards for deter- mining or predicting the circumstances in which such invention will occur. Mr. Keeton told the lawyers that the "reasonable expectations principle could be stated this way: The objectively reasonable expectations of applicants and intended beneficiaries regarding the terms of insurance contracts will be honored even though painstaking study of the policy provisions would have negated those expectations. Court Rules Parent Boss On Teen Support - A N.Y. ALBANY, (UPI) parents obligation to financially support his child ends when the child refuses to obey the parents' orders, the New York Court of Appeals held on July 7. In a landmark case, the court said a parent does not have to support a child under 21 years of age who is capable of supporting himself wnen the child does not follow the parents disciplinary instructions. The ruling came in the case of an anonymous New York City lawyer who cut off support to his student daughter after she moved out of the college domitory and into a private apartment against his wishes. Associate Judge John Scileppi, who wrote the opinion in the unanimous decision, said the case was a "sad but telling commentary upon the relationship subsisting between father and daughter. "A minor of employable age and in full possession of her faculties, who voluntarily and without cause abandons the parent's home, against the will of the parent and for the purpose of avoiding parental control forfeits her right to demand support, the court said. "The child's right to support and the parent's right to custody and services are reciprocal the father in ret'irn for maintenance and support establish and impose reasonable regulations for his child, ihe court added. "Where by no fault on the parent's part a child vulur.tarily abandons the parent's home for the purpose of seeking its fortune in the world or to avoid parental discipline and restraint, that child forfeits the claim to support," 'lie opinion said. The daughtei attended the and was University of supported by the father until she moved out of the domitory against his whiles When the father learned she was living with a female classmate off campus he cut off all further support and instructed her to return home. The girl then sued her father for support until she was 21 years old. Rockefeller Vetoes 'Baby Lenore Bill ALBANY, N.Y. Census Figures Document Black Lawmakers' Rise (UPI) -- Nelson so-call- ed added. economist Pacific "California's population growth averaged 525,000 per year during the 1960-6- 5 period, 304,000 per year and is currently at during 1965-7the 200,000 per year rate. "Meanwhile in the 12 other states combined, growth expanded, averaging 241,000 per year from 1960-6increased to 263,000 per year WASHINGTON (UPI) -- The in uf number Congress has Negroes more tiian tripled in the last decade, with blacks now representing House districts in 8 of the 10 U.S. cities having the largest 0, Negro populations. New figures from the 1970 census listing cities 48 5, and is now running at from 1965-7an estimated rate of 300,000 per 0, black with populations of 50,000 or more show that in the top 10 of the list only Houston and New Orleans do not have Negro congressional presentation. The figures showed blacks made year. Personal income, according to Jamison, shows similar patterns, with total 13 Western States recording stronger increases than re- that while substantial Congressional gains in the nation's largest northern cities, there was in cities little change in 1961-7- 1 smaller than the major metropolises. Eleven of the 13 blacks in Congress come from 8 cities with Negro populations of 267,000 to 1,666,000. Only two Congressional blacks came from the next 15 cities in rank of Negro population 100,000 to 255.000. In 1961, there were four Negro House members, one each from New York City, Chicago, Detroit and Philadelphia. This session, there are two blacks each from New York, Chicago and Detroit and one each from Philadelphia, Los Angeles, Washington, D.C., Baltimore, Cleveland, St. Louis and Oakland-BerkeleCalif. St. Louis was the 12th ranked city-ithe list of black population and Oaklar.d was 19th. Altho ugh only the two Southern cities among the top 10 in the list did not lave black House members, seven of the 15 cities in the second populaiion group with congressional delegations wen- in the Nor:h. The seven were Newark, N.J., whose 207,000 Negroes comprise 54 2 per cent ot the total population; Indianapolis, Cincinatti, Kansas City, Mo.; Milwaukee, Pittsburgh, and Boston. The six southern cities in that group were y, all-whi- te - Atlanta, where Rockefeller has vetoed the "Bub) Lenore Bill w'hich would give a natural mother only 30 days to reclaim he: child after she gives it up foi adoption. The measure passed the state legislature overwhelmingly after Mr. and Mrs. Nick DcMarlino of Brooklyn were ordered hy a state court to return Baby Lenore m her natural mother. The I'cMarlmos subsequently lied to Florida to avoid giving up the child and won her custody there. A. 1971 1 13-sta- te PARENT v. TURNER & UTAH STATE PRISON Supreme Court affirmed district court findings Plaintiff Counsel: John Boyden Jr., Cont. Bank Bldg. Defendant Counsel: Vernon B. Romney, Lauren Beasley and Robert B. Hansen - are fueling definite nation WRIT OF HABEAS CORPUS DENIED The YORK (ACCN) reasonable of honoring principle expectations in the interpretation of life and health insurance contracts and has is "an excellent one become "explicit in a growing number of judicial opinions, Prof. Robert E. Keeton of the Harvard University Law School told the American Bar Association today. W'hile the principle embraces the rule of resolving ambiguities against the insurer, it is broader than the rule and is also more than a mere rule of construction, said Mr. Keeton. "It is, in fact, he said, a measure of judicial regulation of insurance contracts. Mr. Keeton made his remarks in support of the doctrine in an address to the Section of Insurance, Negligence and Compensation Law at the Association's 39lh annual meeting in the Waldorf-Astori"Like all other generalizations," Mr. Keeton said, "the principle of 13, quite evident since the low point of the business recession was reached at approximately the end of 1970. "This recovery, however, has been more noticeable in the balance of the West than in California and even more noticeable throughout other parts uf the state than in the greater Los Angeles area," he explained. In comparing retail sales for the first quarter-197with 1970's same period, the bank economist noted an increase of 6.6 percent for California while the balance of the West recorded an increase of 8.9 percent. Retail sales in the balance of the United States gained 5.2 percent. Populations trends during recent years have been relatively much stronger in the balance of the West than in California, the Security Retail sales gains throughout the 13 Western States with increases than the balance of the stronger Supreme Court: Affirmed. Plaintiff Counsel: Hanson & Garrett, 520 Cont. Bank Bldg. Defendant Counsel: Worsley, Snow & Christensen 701 Continental Bank Bldg. Justice Henriod wrote the decision. See details page Five NEW TUESDAY, JULY RETAIL SALES UP IN 13 WESTERN STATES rpy,1 1 An HO CAUSE OF ACTION VERDICT Re UTAH make up 51.3 255.D0C per Negroes cont uf the population; Memphis, Dallas, Birmingham, Jacksonville, Fla., and Richmond, Va. y There were two cities in the 32 cities v it h Negro !'H;,(KH). populations of 50,000 : : witli Calif a , per Compton, black population, does 1; part' d irum NcgrHep. represent a; Augustus Hjuk::. a i.: s Ant: 'cs , Democrat J:.d., wi;) . .'2.8 h s r. per cent Usick while Cr black-majorit- r- cu G.-.ry- vj-Miti- .. n;:i,:-,:..ir- g California and the U.S. Looking at the 13 Western Slate economy in the aggregate, Jamison noted that the gross product for the region, when compared with that of the leading nations of the world, ranks fourth at $178 billion behind United States, Russia, Japan and West Germany. "And West Germanys output of $185.5 billion exceeds the Western States figure by only 4 percent. Japan's gross product was 10 percent higher than the total," Jamison told the Las Vegas meeting. 13-sta- te Ceremony Recognizes Youth Vote WASHINGTON (UI'I) - The White House was tilled with youn , people, the state department loaned a purported desk of Thomas Jefferson's for the occasion, and 3 statemer.i lowering age to 18 was officially as the 6t:i Amendment ?; Constitution. Aithougn it wasnt 'ihsuluti ly necessary Pres Jem Nixon followed the custom of recent thief ;x executives July r in haldmg a in honor rar House ecu .f y An.cndi.i- - it In keeping with the Fourth of July holiday and the h contents of tie A'.oci.uiir.-r.t-, t rough! in a 5 n:ioe youth choir from the Academy f to sing "I In N.J.. Pnnteli :i. Music, Battle Hymn at the lit pub! As the ynotl-- t :. .d ..i two-p.iragra- ph . . ti:c-newe-st Uiii-eisa- l i.-.- " |