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Show I distribution from a qualified retoccurs In several irement plan instances, including retirement or termination of a plan. Your decthe difference betision could ween maximizing your retirement plan dollars or "donating" a hea-!trportion to Uncle Sam. You basically have two choices when faced with a lumpsum distribution; Pay taws when you receive the distribu'ion and keep what's left. 'Of course, this decreases the Shfarson 1IHMAN 1IUI ST". Kelly M. Smith Financial Consultant .i,.wrv!,.; Shearson Lehman Hutton 2348 Foothill Blvd. Salt Lake Citv, I'tah greater wealth. ,v IRA ROLLOVERS: Maximizing Your Retirement Dollars One Important wa that your retirement You pay no current tax on the amount of the distribution rolled over into the IRA, Including any unrealised appreciation, and all future earnings grow thus allowing you to build ages: t" ensure vears are money If you choose this alternative, you nay roll over your total distribution minus your own after- tax contributions. you've built up for your retirement vears.) truly "golden years" is to plan your retirement incomeearly.One of your key decisions will le what to do if you've accumulated substantial capital in a retirement plan and are about to receive a check for the entire amount. This situation - a lump sum 'Deler taxation by placing the distribution in an IRA Rollover within i0 days from receipt of your distribution. The latter alternative is an ideal wav t i keep all vour retirement assess workinc for vou. An IRA Rollover has several tax advant -- In other words, if you and your employer loth contributed to the plan and earnings accrued on those combined contributions, you may roll over everything except the amount you put into the plan on which you've already paid taxes. Frequently, a lump sum distrl-- l nit ion will consist of both cash and securities. If you open an IRA Roll over the securities as well Frequenth, a lump sum distri- - If your pension plan terminates, if you change jobs,or if you retire YOU'RE FACING A BIG TAX BITE. Unless. CALL:1-800-662-005- IRA LEHMAN HUTTON An kmttx an Shearson lehman Hutton 2348 Foothill Blvd Salt Lake City. Utah 84109 want to cv anxi wrt ,il mu hariearned rrttrrmrril dollars. Please rush me u,u free dmilrt.m IRA ROl.ll'V! RS. l,i fMI hard-earne- d A! retirement dolwith one tf our talk lars, Financial Consultants. II tpti's' n I I I I I prinli WKSS on ".our d- -; -; ( (Try businfss n ll I'u s "I Minds Over Money: t N'I ot tw Shi m . s. I ( h-'- nut to fill over your lump sum distribution, vou must pjv ta on the proceeds of the for the ver in v.hu h it - receive !. However, n lii.c ori r'ie leason for the the numlier f ears vou've participated in the plan and vour a?e, vou aiav w eligil le for Scot Survey RRANI HHK ATK KAMI Of N IWK ftaipmnri Ouches) 5, This Yew Last Year irrr!.T v.'atc1? . - c,.,ose tax on the district I'm it had lieen re eived over a or i'erio.J "income aver.iirins". Also certain o;ji nbut ions male j.rior to lr'74 mav !e eHci'o'e for Ions-ter.Crfpi'al rai'is t .ent i aware tha tax reform ialiv chai-cev.ie rules who is elipbie for income averacitiE. li vou are not vou wiii nave to pav oritur-- ta on the ii.tribution and ,ou i.i.r. lie sui:ject to a 10 ier'-ei.tax if vou are under ace "ft 2 Therefore, tiefc.re vou make a decision vou should seek ihe advicw of vour tax adviser and Financial Consult .nit - i'h. ?rifiv: Tresa All recht J V j &Hi? ?fji-- J Tre?a ..nd Pill will exchange vows in tii- - Si. Teiiiile, March 17, 'rK Kiev will be honored at I ) V&GBlk forre a&tfcs ) Invito I. ar if i i "STl jQF Ay. j .'i'i It'.l! i li'une ) vili . M.a.ioi :!. I ia will make tali wiiere ihev .Htendiiic c,,j!e.-MBill is .: eiuT-i-lii'j, and Tresa l L"i 1 oL'aa. m I I. ia edii' .!"ioH, 1 IAI IMtvANl Professional Relief for Sore Throat Pain. Painalay. v ( ONSU.TAV! Shara.n Li'liman Mutton ln This wmr tors) Ewe . 'i'tth Ccr. 1st T 7 CvrC!l r 'T QCmC.l 1 mmM, Relieves minor sore throat or mouth pain FAST Begins to work on contact. Convenient spray is easy to use. Lowest price ot any national brand. PEOPLE SERVING PEOPLE fat mwid Mmr of mmm smi 'ma7 sm GUMS Mttl PAINALAY. TAKES THE PAIN AWAY. MJi! 3mm i y life KL'TfRLY JZ-Z- ?? . U-- Z-- 0 7 9 7 ; BIG FLAT OTTER WE ecuvrr valley HINO!SVIU H7 tz.l t7 if? 37 f,S SX. 37 A?.f 37 1.3 8f Jr ? nCSCHVIOR ACBF g.3 M o stay in liiUJJlL si j Tri uracil rkiv l&liT-a.-- d r STt'PE FEET Edv-l- Field Office R frilLFORD ' Garth Carter POSSESSION OF WILDLIFE ILLEGAL On OctolKM' 2ti, 1 9B7, "Utah Divisinn of Wildlife Kpsmirces law sHi'vtni a offii'Pi search warrant ;n a L'l'hfifld. U'ah meat packing business; whereafter ('3 wildlife related diart'es were filed. a half After a leiipili of rourt delays and plea larii on 14, WJ the Sixth Circuit Court, under the direction of Jud'je David I.. Mower the meat packer was sentenced to !') days in jail, fined $3,000 with an ad riitional $3,000 payment t Utah's Help Stop Poachins l iind, placed on 18 months probation and required to render 210 hours of com iminin service. The inea: packer pleaded miiltv t" four C la s A tiiifnri-piiiHii- t ear-and-- Z charues of 'illegal possession o Wildlife' and fotirClass H inisdeineanor charces of 'unlawful sale of wildlife". The initial il local charges stated that the meat pack"! and his "... did wife, on specific dav- -. 31 f BIG NO GAME iiave In heir possession bip game without possession of the proper license, permit, certificate of registration or invoice." Other char pes stated that, on specific days, "'...did sell, offer for sale, or bartei protected wildlife or parts of protected wildlife." All of the ch.ir.es related to deer and elk meat . The convict ion followed a year and a half of investigations that involved up to 'JO wildlife officers who contacted people in several states besides t tail. Conservation Offi-- er Leoflovin-ra- , the wildlife oi'Mcer who oris inaleii the investigation, felt as iiiin h - 1,100 pounds of boneless deer ami elk meat inav have been involved. Hovitijij went on to sa that sportsmen who take their fjaioe o professional meat cutters should attempt to check out the credit ilitv of the butcher, even thoiiit! the vast tnajoriU of butchers ate probahlv honest. -- a- Easy PROJECTS! Crochet I i and Bill Brown Duua Albrecht and Susan Alt re- cht of M inersville announce the for- th omi.ij' marridge of tlieir daugh- tet Iresa to Bill Prown, son of Max and llettie Brown ofFexburg, I 1 CKJGESVATIW ClRVICE ) Hi) W" . i ' i accum- oeri-alt- I H 'Ml- I'HI 'MMw..' M.fn j. n;r Mcmhei SIPl r..:rTII N. d. If yriu 't ) . f MIL COURSE . March 9, 1989 , company Exptess ulate is thotif 4! Or write: t Rollover 1 m Shearson earmi.ss f ( a Thursday one-ti- days alter von receive the money distribution, the IKS wll be hand to you a hefty tax bill. waiting any part of vour Beavtr County news fXi 9e92'Si f favorable federal tas treatment. That under certain circuin Stan' es, vou are allowed to pay a Unless you make the move to open an IRA ROLI OYTK. Right now, the dollars in your qualified pension or prol 'it sharing plan are But 60 in a lump-su- ution will consist of bhcash and securities. If you open an IP A Rollover with a brokerage firm, you may roll over the securities as well as the cash. This allows you to decide the best time to sell the securities. Most t ar.ks, however, will require you to sell the securities and deposit only cash to the IPA Rollover. Like a regular IRA, you may beein to take distribution from the IPA Rollover without penalty after 1 '2. Also you you reach age may lgin withdrawals priortoage f.9 12 without jnahy if you take payments based on your life expectancy an J do not chance the payments for five years or prior to age lrJ 12. The IPA Rollover, in short, offers vou a rare (; j onunity to maxim:?' your retirement dollars. Vou can (ominue building your nest e?? after '.ou've received a lump sum iistril u'lo.'i lrause the t I SCHOOL Monda March 13 Italian Spashetti Tuesda. Whipt eu , March 14. Potatoes Crav Muttered Mixed Vegetables Hot Ifoll ll.iinl-urce- r f Udl'ie Milk Wednesday March 11 Creamed Tuna on Toast Buttered Green Beans Chilled Peaches Cheese Slice $75 cash rebate on a new electric water heater FREE SAVER PACK to help you cut the cost of electric water heating Hot Roll Milk you like to give gifts you've crocheted vourt'lf, here's the idea book that will keep vim frum ever run- Taeos Buttered Corn Chilled Pears Cinnamon St ok Frtda, March 17 Call toll tree I HOo-doj-SS 2 for (.it 'tails, or visit unit lu airst Mill'ord "In the child Nutrition Program, no )rson shall on the grounds of race, rolor, national origin, sex, agw, or handicap, be excludeded from participation in, nied the lenefits of, or be otherwise subjected to discrini nution. If you believe you have leen discriminated against because of race, color, national origin, sex, ape, or handicap, write Immediate!' to the Secretary of Agriculture, Washington, Ij.c. 202 r.C." Milionl ' al!("; llarilwavr Sain'- - I TO ORDER: Send I tali I'ou Sec your participating dealer for details. Milk step-bv-stc- J Milk Uy the American SehotA ofSeea .'to ork SAVE! Order two books for S24.&0, plus $.1.00 for postage and handling. ' jt Cherry crisp Garlic Bread Tlmrstlav, March B; Spaghetti Casserole Tossed Salad Seasoned Applesuaee ning out of projects 31 of them, all instructions and clear, shown in fuli coiur, with diagrams. Take your pick of baby Rifts, kidb' for every room, toys, fashion accessories, home plus projects just right for weddings, anniversaries, graduations and other special events and holidays. Even if you're a beginner, the instrucitoiison the basics of needlework will let pnn Mii.lt r. fnr Htfefnnp ..a., in rtr. Ut - clir..hr.Os. cf rutil 1 on your gift list fm 11 Cole Slaw Milk THE l. HEAT CROCHET GIFT BOOK y.ur name ad.lre.-- . zip cede and $12.95, plus $1.75 for postage and r.amiia.g tu American Melody, 123 rn 11771. New York resiSouth Street, Oyster Bsi, New dents add appropriate sales tax Please print clearly. V Wi I'r.ln, J01UGP & COivil-Ufi'- - it office. |