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Show March 24, 1989 JVM writes The Eureka Reporter Buyer's market on credit cards Minis ?FQ()ln)ft by Dennis Ilinkamp I have at least two readers of these a cup of that creosote might help articles: my sisters Taffa McIn- me up Nob Hill to the McIntyre tyre in Boise and Sis Galer in apartment). Seattle. And Id drink the rotten coffee. So I will continue. Freight trains Finally, after my weeks work, offer no schedule. They are willy-nill- payday came and I was ready for my S5 reward. When I jumped the freight at Tintic But Rudy had other ideas. I had Junction, my destination was San drunk five cups of that garbage Francisco where the McIntyres, coffee, and Rudy had docked me 50 Taffa and Bob, would grubstake cents at 10 cents a cup. me until I found a job. During the remainder of my life I But I found myself in L.A. So I have tried to be neutral about Adolf spent a glorious time with Bill and Rudy. But after my encounter with Rudy, Ostander and his clique on the beadies and among the middle dass I remain forever grateful that I was of L.A. - played football on the privileged to fight WWII in the beach with Mickey Rooney. John Pacific. There I knew which side I was on. Wayne was a frequent visitor at the Doc Hoffmans on Rossmore and JVM Vine. Next door, George Petty, who painted those charming girls for y. . Consumer Information Writer Utah State University Credit cards have gone full circle in the last 15 years. In the mid-70- s companies were giving credit cards to just about anybody who had a mail box. During the late 70s and early 80s you had to grovel for credit acceptance even if you had a respectable job and credit history. It seems it is a buyers market again, especially if you already have a credit card, according to Dr. Norleen Ackerman, consumer economist in the Utah State Uni- or university. A certain percentage of your credit purchases or interest payments are donated to the organization the cards represent. This is as good a time as any to start shopping for better terms in credit cards, Ackerman says. Since there is a buyers market, this is your chance to be picky. All credit cards arc not the same. For instance, she says if you are not one of the 40 percent of people who pay off their credit balances in full every month, you will be especially interested in the different interest rates. They vary from lows around 12 percent to highs of 22 percent or more. By switching from one of the highest to one of the lowest interest rates, you could cut your yearly interest charges by 25 to 33 per- versity College of Family Life. Banks are trying to steal business from each other so you are likely to receive a lot of preapproved credit solicitations in the mail. She says you are also likely to receive offers for affinity cards. cent. These are usually attached to a In most cases if you are shopping charitable organization, foundation for a new card you will have to ask for a copy of the credit card agreement, Ackerman says. However, a bill recently approved by congress will require all credit card issuers to provide credit agreement information at the time of credit card application. This bill takes effect this summer. Previously, issuers werent required to provide this information after the credit card was issued. She says this agreement is in reality a legally binding contract. Similar to other contracts, it makes sense to read and compare various offers before you sign. The contract written up by the credit card issuer outlines the specific payment procedures such as interest rates, grace period, balance computation method, transaction fees and other charges. Many credit card issuers try to play down the specifics of the contract by trying to sell you all sorts of extra credit card bells and whistles, Ackerman says. Esquire before Varga, was a neighbor. His daughter was his model and sometimes joined us at ping pong. I learned to love the wealthy there. One rule unwritten, but strictly observed in that neighborhood was, never stare. In fact, it is only in retrospect that those celebrities become important But the time came to travel to San Francisco where the McIntyres would provide me a home while I found a job. Somehow, I traveled from L.A. to San Francisco where Bob and Taffa welcomed me and said as soon as I found a job, Bobbie could join us from Eureka. And I found a job. In a drug store at Jones and Pine. I was to be a combination soda jerk, delivery boy, Stocker and janitor. Hours - from 8 a.m. till 1 a.m. Pay, $5 per week. Rudy Bernstein was the owner. A friend of the family I was told. Otherwise the pay might not have been so generous. One fact remains in my memory. At closing time Rudy would hold the coffee container over the sink about to pour it down. Then he would pause and ask, John would you like a cup of coffee? I did not even drink coffee at that time, but I shift was so tired after my that Id say Yes, Rudy, (thinking 15-ho- ur School kindergarten registration Kindergarten registration for next year will be on Thursday, March 30, at 2 p.m. in the Eureka Elementary School. To be eligible for next years kindergarten class a child must turn five years old on or before Septem- ber 1, 1989. To register a child for Kindergarten you will need to have the childs birth certificate and immunization record. Also on March 30, school nurse, Rose Jameson, will be doing eye children three tests on to five years of age. She will be checking for amblyopia, which if not detected at an early age can cause blindness in a person. pre-scho- Would PARENTS, youwSino your child could be a star on a television commercial! The Dairy Farmers of Utah are looking for great ideas for television milk commercials. Have your son or daughter, or both, write down their ideas stressing the good taste and good nutrition of milk. Tell how its fun to drink and why they and other kids should drink milk. Then watch KSTU Channel 13 for details. And yes, they could be a star! ol Paper toweling, when dampened, will make an excellent pressing doth. i - e a star sets MILK, IT DOES A BODY GOOD. DAIRY FARMERS OF UTAH Page Three |